Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Amazing April's No-Spend Days Challenge!
Comments
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NSD #3 for me today.MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
Can I add 3 please including today 😄1
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Wednesday and Thursday were NSDs so 2/10.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Not one today, I have been out and I spent £16.20 on two scones, three drinks. I spent £3.00 on a donation, and I bought the lampshade I have been after saving £10 by going online instead and further £4.50 as I had a newbie discount. I am done now, although I wish for Cod and Chips tonight tbh but I'll try and avoid if possible. Although I might get them yet 😉.
Sometime later...I did buy the fish and chips they were not good, big mistake. And I also purchased a second hand radiator for £30 saving a lot of money, as it is very nice and worth brand new £270, Looking forward to it being plumbed in.1 -
One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
2/12 NSD today. I tend to count all my spends as it doesn't count as an NSD for me even though I withdraw cash to spend on groceries and fuel etc these days. Makes me more accountable and easier manage my finances.#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar1 -
AprilOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 3/15
Balancinglifebeanielou 6/19
blubella 4/12
Caeraugirl 3/20
cathybird 5/15
CouldsavemoreCrazycatlady2 5/18
Doris17 2/18
Flying By 1/17
FrugalAspirations 10GeorgianaCavendishGeriatricmumHoneysucklelou2 2/10
HotDog2020 5/14
ilovetea 5/20
KajiKita 5/18
keggie 3/15
laura lau 2/18
leftatthetrafficlights 5/24
LemonadeBudget 1/10
LittleMissDetermined 4/17
madlyn 10Makingabobor2 2/15
Money Choices 1/10
Mrs Cautious 6/18
Nervous1234 2/22
Rupacomp 3/15
SecondStar 4/20
short bird 4/15
Tianfeng2022 10Worlds Worst Superhero
Newcomers welcome! 
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Another NSD today,
5/20 now :-)
ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
Late call for day 4.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Well done MrsCautious, beanie, KajiKita, AuntieL, Crazycatlady2, Honeysucklelou2, LittleMissDetermined, blubella, ilovetea and short bird


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