Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Amazing April's No-Spend Days Challenge!
Comments
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NSD #3 for me today.MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
Can I add 3 please including today 😄1
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Wednesday and Thursday were NSDs so 2/10.paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
Not one today, I have been out and I spent £16.20 on two scones, three drinks. I spent £3.00 on a donation, and I bought the lampshade I have been after saving £10 by going online instead and further £4.50 as I had a newbie discount. I am done now, although I wish for Cod and Chips tonight tbh but I'll try and avoid if possible. Although I might get them yet 😉.
Sometime later...I did buy the fish and chips they were not good, big mistake. And I also purchased a second hand radiator for £30 saving a lot of money, as it is very nice and worth brand new £270, Looking forward to it being plumbed in.1 -
One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001 -
2/12 NSD today. I tend to count all my spends as it doesn't count as an NSD for me even though I withdraw cash to spend on groceries and fuel etc these days. Makes me more accountable and easier manage my finances.#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar1 -
AprilOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
April targetsAuntieL 3/15Balancinglifebeanielou 6/19
blubella 4/12Caeraugirl 3/20cathybird 5/15
CouldsavemoreCrazycatlady2 5/18
Doris17 2/18Flying By 1/17FrugalAspirations 10GeorgianaCavendishGeriatricmumHoneysucklelou2 2/10
HotDog2020 5/14
ilovetea 5/20
KajiKita 5/18
keggie 3/15laura lau 2/18leftatthetrafficlights 5/24
LemonadeBudget 1/10LittleMissDetermined 4/17madlyn 10Makingabobor2 2/15Money Choices 1/10Mrs Cautious 6/18
Nervous1234 2/22Rupacomp 3/15SecondStar 4/20short bird 4/15Tianfeng2022 10Worlds Worst Superhero
Newcomers welcome! 1 -
Another NSD today,
5/20 now :-)
ilovetea xxMake £2026 in 2026 £212-64
Declutter 160 items in 2026
NSD's in Jan. 24/20. Feb 18/201 -
Late call for day 4.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Well done MrsCautious, beanie, KajiKita, AuntieL, Crazycatlady2, Honeysucklelou2, LittleMissDetermined, blubella, ilovetea and short bird
2
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