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Universal Credit from Couple to Single?

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  • peteuk
    peteuk Posts: 1,999 Forumite
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    Hordak said:.

    Interestingly, under her My work plan:

    I am not required to look for or apply for jobs at this time. I will be told if this changes.
    Thats because you work full time.  A lot of people claim UC as a top up to their wage.
    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
    DEBT FREE
  • Hordak
    Hordak Posts: 27 Forumite
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    edited 30 March 2024 at 1:52AM
    peteuk said:
    Hordak said:.

    Interestingly, under her My work plan:

    I am not required to look for or apply for jobs at this time. I will be told if this changes.
    Thats because you work full time.  A lot of people claim UC as a top up to their wage.
    I understand. The above message appears under my and my wife's UC online account. I'm not sure if that's an indication, that she isn't required to seek work for the time being because my income is above the AET threshold.

    We'll find out on Tuesday when I contact them.
  • NedS
    NedS Posts: 4,533 Forumite
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    edited 30 March 2024 at 2:31AM
    Because you have not received your first payment yet, UC probably haven't received your earnings figure for the first month yet either. Once you reach the end of your first AP (assessment period), and UC see you have earnings above the couple AET threshold  (rising to £1189 in April), then your wife will no longer be expected to look for work, so do not worry. They will still have a commitments to accept that simply requires them to log in regularly to complete any tasks in their ToDo list and notify of any changes.
    Addressing a couple of technical "what if" questions that arose earlier in the thread:
    1. You cannot claim as a single person if your partner does not wish to claim. You either claim as a couple or not at all.
    2. If your partner were to refuse to accept their commitments, the claim will close - there is no legal basis for the claim if the claimant fails to accept their commitments.
    3. If your partner were to accept their commitments (to look for work), and then fail to do so, they would receive a sanction. The sanction amount would be half the couple standard allowance of UC (their share), but you would still receive your half of the couple allowance, and the full amounts for any children, housing etc. So accepting their commitments and then not attending appointments or looking for work would put you in a similar position to making a "single" claim, but in a way that is lawful and allowable. But this should not be necessary, as your household earnings should be over the AET - it just takes the first month for the system to sort itself out sometimes.

  • kaMelo
    kaMelo Posts: 2,862 Forumite
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    The proposed changes to remove the couples AET were announced in the 2023 budget.
    https://www.gov.uk/government/publications/spring-budget-2023-labour-market-factsheet/spring-budget-2023-factsheet-labour-market-measures

    Currently this has not been implemented and would require legislation to do so. However it's worth noting it was costed and budgeted for, starting financial year 2024/25.
    Page 83 Line 17
    https://assets.publishing.service.gov.uk/media/6419c87d8fa8f547c267efca/Web_accessible_Budget_2023.pdf

    Given it was budgeted for it's a logical assumption that removing the couples AET will implemented at some point after April, but logical and political don't always align.
  • Hordak
    Hordak Posts: 27 Forumite
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    We can't give advice without all the correct information. Please also note that when contacting UC you're speaking to someone from a call centre, not the best place to ring to ask for advice. 
    Hi,

    Why? Surely that's what the official UC helpline is for.
  • Hordak
    Hordak Posts: 27 Forumite
    Fifth Anniversary 10 Posts Combo Breaker
    edited 30 March 2024 at 6:40PM
    NedS said:
    Because you have not received your first payment yet, UC probably haven't received your earnings figure for the first month yet either. Once you reach the end of your first AP (assessment period), and UC see you have earnings above the couple AET threshold  (rising to £1189 in April), then your wife will no longer be expected to look for work, so do not worry. They will still have a commitments to accept that simply requires them to log in regularly to complete any tasks in their ToDo list and notify of any changes.
    Addressing a couple of technical "what if" questions that arose earlier in the thread:
    1. You cannot claim as a single person if your partner does not wish to claim. You either claim as a couple or not at all.
    2. If your partner were to refuse to accept their commitments, the claim will close - there is no legal basis for the claim if the claimant fails to accept their commitments.
    3. If your partner were to accept their commitments (to look for work), and then fail to do so, they would receive a sanction. The sanction amount would be half the couple standard allowance of UC (their share), but you would still receive your half of the couple allowance, and the full amounts for any children, housing etc. So accepting their commitments and then not attending appointments or looking for work would put you in a similar position to making a "single" claim, but in a way that is lawful and allowable. But this should not be necessary, as your household earnings should be over the AET - it just takes the first month for the system to sort itself out sometimes.

    Hello,

    Thank you for your input. This is a very informative post.

    Is the answer to number 3 available on the gov.uk website?

    I've understood, from what you've said, is when the AET for couples has been removed as per kaMelo's post above, and then my partner refused to accept any of the commitments in her To-do list, at any point, then our UC claim will close and we'll get no payments? Not even for me or my two children?

    If she accepts the commitments, then fails to adhere to what is required of her, then the sanction will downgrade our claim from Couple to Single?
  • Hordak
    Hordak Posts: 27 Forumite
    Fifth Anniversary 10 Posts Combo Breaker
    kaMelo said:
    The proposed changes to remove the couples AET were announced in the 2023 budget.
    https://www.gov.uk/government/publications/spring-budget-2023-labour-market-factsheet/spring-budget-2023-factsheet-labour-market-measures

    Currently this has not been implemented and would require legislation to do so. However it's worth noting it was costed and budgeted for, starting financial year 2024/25.
    Page 83 Line 17
    https://assets.publishing.service.gov.uk/media/6419c87d8fa8f547c267efca/Web_accessible_Budget_2023.pdf

    Given it was budgeted for it's a logical assumption that removing the couples AET will implemented at some point after April, but logical and political don't always align.
    Hi,

    So, it's all but confirmed, it's just a case of when they pull it.
  • poppy12345
    poppy12345 Posts: 18,882 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper
    Hordak said:
    We can't give advice without all the correct information. Please also note that when contacting UC you're speaking to someone from a call centre, not the best place to ring to ask for advice. 
    Hi,

    Why? Surely that's what the official UC helpline is for.
    No, not at all. They are call centre staff and have been known many times to give some terrible advice. 
  • peteuk
    peteuk Posts: 1,999 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hordak said:.
    Hello,

    Thank you for your input. This is a very informative post.

    Is the answer to number 3 available on the gov.uk website?

    I've understood, from what you've said, is when the AET for couples has been removed as per kaMelo's post above, and then my partner refused to accept any of the commitments in her To-do list, at any point, then our UC claim will close and we'll get no payments? Not even for me or my two children?

    If she accepts the commitments, then fails to adhere to what is required of her, then the sanction will downgrade our claim from Couple to Single?
    No you will be sanctioned as a couple.  The only way to get a single claim is to leave/divorce her.
    Proud to have dealt with our debts
    Starting debt 2005 £65.7K.
    Current debt ZERO.
    DEBT FREE
  • kaMelo
    kaMelo Posts: 2,862 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 31 March 2024 at 10:17AM
    Hordak said:
    kaMelo said:
    The proposed changes to remove the couples AET were announced in the 2023 budget.
    https://www.gov.uk/government/publications/spring-budget-2023-labour-market-factsheet/spring-budget-2023-factsheet-labour-market-measures

    Currently this has not been implemented and would require legislation to do so. However it's worth noting it was costed and budgeted for, starting financial year 2024/25.
    Page 83 Line 17
    https://assets.publishing.service.gov.uk/media/6419c87d8fa8f547c267efca/Web_accessible_Budget_2023.pdf

    Given it was budgeted for it's a logical assumption that removing the couples AET will implemented at some point after April, but logical and political don't always align.
    Hi,

    So, it's all but confirmed, it's just a case of when they pull it.
    As I said, logically yes it's a matter of when not if but politics always plays a part and the two don't always align.

    I'd also draw attention to your other comment
    Hordak said:

    If she accepts the commitments, then fails to adhere to what is required of her, then the sanction will downgrade our claim from Couple to Single?
    The 2023 autumn statement set out a back to work policy, part of which is to strengthen the sanction regime for those who choose not to engage with help to find work. The ultimate sanction is to close the entire claim.
    In particular 3:21 - 3:27
    https://assets.publishing.service.gov.uk/media/6568909c5936bb00133167cc/E02982473_Autumn_Statement_Nov_23_Accessible_Final.pdf
    Again it's costed and budgeted for in financial year 2024-25, shown in chapter 5.


    In short, if you're fit and healthy and ask for state help you are expected to help yourselves too by seeking work. If you choose not to work then you're going to have to fund that choice yourselves as the state will not.


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