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Gemmzie's Non-DMP Diary

2456

Comments

  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Well I've managed to get four items on ebay and got [strike]38[/strike] 48 books up on amazon so far, more to go but it keeps crashing now
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    MBNA have decided to ask for £95 which is a bit mean of them but never mind, just means HSBC will have to go on the back burner.

    Still I overpaid £100 the other day so not much left now :)
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Is it worth moving the HSBC to Egg Money? There's no BT fee and it'd save a bit in interest wouldn't it?
    No longer using this account for new posts from 2013
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi Gemmzie

    Only just found this thread - the board is so busy these days! - you sound like you're really on top of things. Am I correct in thinking that HSBC to Egg Money means a t/f from a 16.9% debt to a 7.9% debt of about £200? If its no BT fee, I'd say do it - I know its little, but what we see on here over and over again is that the little things add up. Good luck with it all.
    2023: the year I get to buy a car
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Karmacat wrote: »
    Hi Gemmzie

    Only just found this thread - the board is so busy these days! - you sound like you're really on top of things. Am I correct in thinking that HSBC to Egg Money means a t/f from a 16.9% debt to a 7.9% debt of about £200? If its no BT fee, I'd say do it - I know its little, but what we see on here over and over again is that the little things add up. Good luck with it all.

    I hope I am KC! Yep that's it, I guess your right, I'm just so used to doing transfers of £2k - £5k it seems too teeny.

    Think I'll whack it through the snowballer to see the saving too :)

    Looks like it'll save about a £1, lol. Don't really think it's worth it then! :rotfl:
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Made another payment on HSBC today, now leaving £100. Aim - for it to be gone by Feb 1st :D
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Just had a message from HSBC and the mortgage is going down because of the December drop :j
    But because the rates do change a bit I'm not changing the master budget, it'll go as extra off these cards. Only about £18 a month but it all adds up :)
    No longer using this account for new posts from 2013
  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    gem you are doing so well :j
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    HSBC is gone :) Bit early as the money to pay it won't be in until the 15th but I needed to clear it :D
    No longer using this account for new posts from 2013
  • debrag
    debrag Posts: 3,426 Forumite
    well done :)
This discussion has been closed.
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