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Gemmzie's Non-DMP Diary
Gemmzie
Posts: 14,876 Forumite
This will be my new diary for attacking the other debts which aren't in the DMP because these are the ones I can see going down and tackle with some effort. So for these accounts...which we tart a lot 
Income
Mother - £130 (was £85/£100:))
Father - £0 - 250 (depends on work)
Other - £94 (until 12/08)
Plus whatever I make through challenges
TOTAL = £224 - £474 ish
Original Debts
HSBC Card - £233.76 PAID :j
Egg Money £794.49 PAID :j
MBNA - £4,222.09 PAID :j
Egg - £1,025 PAID :j
TOTAL = [strike]£6,275.34[/strike] £0 :T :T :T :T
Original DFD = 15/07/2011
DFD - 28/10/2008 (33 months less :j)
Income
Mother - £130 (was £85/£100:))
Father - £0 - 250 (depends on work)
Other - £94 (until 12/08)
Plus whatever I make through challenges
TOTAL = £224 - £474 ish
Original Debts
HSBC Card - £233.76 PAID :j
Egg Money £794.49 PAID :j
MBNA - £4,222.09 PAID :j
Egg - £1,025 PAID :j
TOTAL = [strike]£6,275.34[/strike] £0 :T :T :T :T
Original DFD = 15/07/2011
DFD - 28/10/2008 (33 months less :j)
No longer using this account for new posts from 2013
0
Comments
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Since my own debt busting is sorted, and my own finances are now very dull (£285 in, £280 out - sad isn't it).
No. £280 in, £285 out would be sad. Dull is the way to go for finances...Wish me luck
Good luck!"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
That's very true ZTD, and hopefully it's temporaryNo longer using this account for new posts from 20130
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Good luck with 2008, seems like you have all the right plans and your DFD can only get nearer with the way you've worked things out
:heartpuls
:heartpuls
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Today's plan -
* [STRIKE]Find bag of stuff to Ebay[/STRIKE] Found
* [STRIKE]Find more stuff to Ebay[/STRIKE] Yes found a few more items
[STRIKE] * Download Turbolister[/STRIKE] Got it
* List it all to Turbolister - Need to do this in the morning
[STRIKE] * Empty laptop to hard drive[/STRIKE] Done
Not bad No longer using this account for new posts from 20130 -
Good luck Gemz!Democracy is the theory that the common people know what they want, and deserve to get it good and hard.0
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Sounds like a busy day today, keep this up and you'll end up with more money than you'll need!
:heartpuls :heartpuls
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Hi Gemmzie
Good luck!
Why wasent everything included in your M&D's DMP then?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Hi Gemmzie
Good luck!
Why wasent everything included in your M&D's DMP then?
Only dad's debts went on the DMP, mainly because at the time we knew we'd need to buy a van at some point and also because mum was dealing quite well with hers.
Plus dad being self employed, it would have been awful to cut off all credit. That's why there's no repair / maintenance costs in the budget - there's just no way we could have factored it in last year.
We've managed to keep it on under 5% (except Egg Money) for the past 18 months, started with £8.5k so not doing too badly with them. It's just all such a long process!No longer using this account for new posts from 20130
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