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Redemption - The journey of a recovering gambling addict.
Comments
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Merry Christmas
this is an accountability post for myself. Someti It’s good for me to post if I think about gambling.Also to say all 0% is on minimums for two months, it’s been an expensive few months!LGGambling Addict - Acting now before it's too late. Gambling losses well over 25k.Current Situation Started Posting in Apil 24:Unsecured Personal Debt - September 2025Natwest CC 0% - £3000 (Cleared November 2024)
Lloyds CC 0% £4500 - (Cleared October 2025)
Barclaycard CC 0% £12,567 - £7500 - My final credit card!
19 MonthsGamble Free - Longest in years. Gambling is an illness. Seek help. It is not worth your life.6 -
Delurking to say I’ve been reading your thread from the start , and say how much I admire you and your strength of character .
You should be very proud of yourself ,you are so nearly there
well done0 -
Merry Christmas LG,
You’ve done brilliantly this year, well done for posting to keep yourself accountable
We are all still here, cheering you onI’m a Forum Ambassador and I support the Forum Team on the Pension, Debt Free Wanabee, and Over 50 Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.0 -
Thanks for those who continue to check in and leave messages.It’s appreciated - feeling very happy that I’ve been gamble free over the two days.2026 is the year to clear my last remaining credit card - just over 7k!LGGambling Addict - Acting now before it's too late. Gambling losses well over 25k.Current Situation Started Posting in Apil 24:Unsecured Personal Debt - September 2025Natwest CC 0% - £3000 (Cleared November 2024)
Lloyds CC 0% £4500 - (Cleared October 2025)
Barclaycard CC 0% £12,567 - £7500 - My final credit card!
19 MonthsGamble Free - Longest in years. Gambling is an illness. Seek help. It is not worth your life.9 -
You've got this. Well done on emergency fund, always helps to have one.*Dad loan - £5300 - £7000
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £0
*Total debt - £7000/£11641.17*
Savings
*Sinking Fund - £800/£2500
*Emergency Fund - £1000/£1000
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/0 -
I'm glad you started an emergency fund too. It might seem a bit topsy turvey to build savings whilst youre focussing on paying off debt, but it can be a huge psychological relief if you have a pot of cash already ear marked to deal with unexpected expenses.
This time of year can be expensive so dont worry youve only been meeting minimum payments recently. I've every confidence that 2026 will be the year you pay everything off.1 -
Merry Christmas LG 🎄MFW -
House purchase £62500
Original mortgage balance 28/08/2014 £52850Original MF date: 2049:eek: Aiming for: 2025
Balance 27/07/2016 £49990
Balance 08/07/2017 £47999
Balance 30/07/2018 £44500
Balance 01/08/2019 £40700
Balance 03/09/2020 £37619
Balance 30/09/2021 £33983
Balance 18/01/2023 £28940
Balance 06/10/2024 £22168
Balance 08/10/2025 £18417
Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
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