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Redemption - The journey of a recovering gambling addict.

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Comments

  • Suffolksue
    Suffolksue Posts: 2,002 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Delurking to say I’ve been reading your thread from the start , and say how much I admire you and your strength of character .

    You should be very proud of yourself ,you are so nearly there 
    well done 
  • Merry Christmas LG, 

    You’ve done brilliantly this year, well done for posting to keep yourself accountable
    We are all still here, cheering you on
    I’m a Forum Ambassador and I support the Forum Team on the Pension, Debt Free Wanabee, and Over 50 Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • You've got this. Well done on emergency fund, always helps to have one. 
    *Dad loan - £7000 - £7000
    *Tesco Credit Card (0% 9/9/27) - £3623.18 - £3623.18
    *Nationwide Loan - £11,000 -£11000.00
    *Total Debt - £21623.18/£21623.18*


    Savings
    *Sinking Fund - £1400/2000
    *Emergency Fund - £0/£3000


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Spendless
    Spendless Posts: 25,242 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm glad you started an emergency fund too. It might seem a bit topsy turvey to build savings whilst youre focussing on paying off debt, but it can be a huge psychological relief if you have a pot of cash already ear marked to deal with unexpected expenses. 

    This time of year can be expensive so dont worry youve only been meeting minimum payments recently. I've every confidence that 2026 will be the year you pay everything off. 
  • Merry Christmas LG 🎄 
    MFW -
    House purchase £62500
    Original mortgage balance 28/08/2014 £52850
    Original MF date: 2049:eek: Aiming for: 2025
    Balance 27/07/2016 £49990
    Balance 08/07/2017 £47999
    Balance 30/07/2018 £44500
    Balance 01/08/2019 £40700
    Balance 03/09/2020 £37619
    Balance 30/09/2021 £33983
    Balance 18/01/2023 £28940
    Balance 06/10/2024 £22168
    Balance 08/10/2025 £18417


    Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
  • lucielle
    lucielle Posts: 11,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant, well done!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • FootyFanDan
    FootyFanDan Posts: 2,056 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Amazing work LG. 
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