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Redemption - The journey of a recovering gambling addict.

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Comments

  • Sarahwithlove
    Sarahwithlove Posts: 3,408 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Amazing achievement 
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • alt80
    alt80 Posts: 4,663 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Brilliant news, congratulations mate.
  • Excellent news
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • peb
    peb Posts: 1,983 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You are indeed doing so well.  

    There used to be a support group on here called the long haulers club (I think it's no more) and people who had a long journey ahead reminded each other that it to make the journey sustainable they needed an occasional minimum payment month or treat that was acceptable.   Just to remind you of this as you don't want to hate your life - I am posting this after reading about your down patch.

    Some people prefer to throw everything at the debt and get to the finishing point quicker but other people need to include a  treat now and then or include holidays in the budget 


  • FootyFanDan
    FootyFanDan Posts: 1,739 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    You have made great progress, well done on tackling both the debt and the gambling you should be really proud 
  • bubblycrazy
    bubblycrazy Posts: 315 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Well done for paying off another card. One more to go! 👏
    MFW -
    House purchase £62500
    Original mortgage balance 28/08/2014 £52850
    Original MF date: 2049:eek: Aiming for: 2025
    Balance 27/07/2016 £49990
    Balance 08/07/2017 £47999
    Balance 30/07/2018 £44500
    Balance 01/08/2019 £40700
    Balance 03/09/2020 £37619
    Balance 30/09/2021 £33983
    Balance 18/01/2023 £28940
    Balance 06/10/2024 £22168
    Balance 08/10/2025 £18417


    Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
  • HampshireH
    HampshireH Posts: 4,997 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    So, tonight for the first time in nearly two years we went out:

    Paid for a baby sitter and had a meal with friends. 

    I didn't think I would be here when I admitted to my gambling addiction. 

    LG
    Hope you had a great evening and the first of many!
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