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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
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Happy birthday Cheery! You absolutely do not have to be productive on your birthday.
"You won't bloom until you're planted" - Graffiti spotted in Newcastle.
Always try to be nice, but never fail to be kind - Doctor Who
Total mortgage overpayments 2017 - 2024 - £8945.62!3 -
Happy Birthday glad you had a good day.
2026 Decluttering 3982⭐️⭐️
2025 Decluttering 17207⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️3 -
Happy Birthday Cheery!
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)2 -
late to the party but belated birthday wishes
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Happy belated birthday Cheery!
MFW -
House purchase £62500
Original mortgage balance 28/08/2014 £52850Original MF date: 2049:eek: Aiming for: 2025
Balance 27/07/2016 £49990
Balance 08/07/2017 £47999
Balance 30/07/2018 £44500
Balance 01/08/2019 £40700
Balance 03/09/2020 £37619
Balance 30/09/2021 £33983
Balance 18/01/2023 £28940
Balance 06/10/2024 £22168
Balance 08/10/2025 £18417
Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
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Belated birthday wishes, cheery! 🥳🎁🎂🎉
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.533 -
Happy birthday @Cheery_Daff! Details of cake please? Love Humdinger xx
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How excellent about the voucher!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Thank you all for your birthday wishes 🥳😃
AnAnd yes, pleased about the voucher 😊 I'd already forgotten it until you mentioned it though EH 😱 so I must make a note to come back to it at the weekend and get it spent before I forget again! 😱
Working at home today, and grateful for a good long uninterrupted sleep with no alarm 😊 Washing machine threw a strop this morning while I was in an online meeting 🙄 but fortunately just beeping and waving error codes round rather than leaking. We drained it and removed 26p and a small screw from the filer 🙈 and that seems to have solved the problem.
It was like some kind of extreme sport trying to wrestle the duvet cover onto the washing line 😱😂😂 thought it might have completely dried by the time I'd managed to get the pegs on, it was so windy out there and the sun is out too. Have emptied the washing basket for a second load to take advantage, and if it's still nice I might even wash a blanket or two later.
In the meantime though, work 😬
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Afternoon MSE chums😊
Not much to report here. Mr C and I went out for breakfast in the sunshine - now he's gone off to a band practice, and I'm back at home, via a check up at the docs.
Currently sat on the swing seat listening to the skylarks and the pheasant 😊
I put the bath mat and shower curtain in the wash this morning, going to hang them up in a second to take advantage of the nice weather.
Much as I want to spend the afternoon in the garden (and it is my day off, and a rare day home alone), I really do need to make progress on the funding bid 😬 Hoping to have a cut off to get out here, although I note the weather is due to get worse through the afternoon so it's possible I should do it the other way round... 😬
Washing out first, and lunch, and then I'll make a decision.
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