We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

1354355357359360403

Comments

  • rtandon27
    rtandon27 Posts: 6,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Well done on the yoga habit consistency Cheery, that is well impressive!

    Boo to MrCheery and his key saga - glad he got to sleep in the house.

    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)
  • EssexHebridean
    EssexHebridean Posts: 25,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    that’s so impressive on the yoga Cheery, You’re also reminding me of the YWA sessions I haven’t done before - I’m making a mental note when I see one I don’t recognise pop up. How are you selecting which one to do on any given day - is it just random or are you picking to suit what you feel you need and suits the time you have?

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • I used to do the Joe Wicks workouts in my PJs and just pop a sports bra over the top. Always close the curtains so no-one saw my beautiful outfits 😂

    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


  • EssexHebridean
    EssexHebridean Posts: 25,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    😂 I’m with you Cheery - there is definitely no chance I’d ever get mine on and even vaguely comfortable over something else! Loving that you’ve found your consistency on this though. I can certainly see the value of making it a first thing in the day non-negotiable, I’m just not willing to have to change my current 6.xxam alarm to anything that begins with a 5, and lose my lovely slow start to the day into the bargain! 😴

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.4K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 262K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.