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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

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Comments

  • KajiKita
    KajiKita Posts: 10,149 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    edited 23 January at 10:12AM
    Interesting musings on the heat pump and how you'd finance it ... Mr KK is planning to put some of his Bedford sale monies into reinforcing the double garage roof (south / north facing) and we could then look at solar panels again.

    Loving how ON IT you are with car insurance this year! 🤣😊

    Hope the counselling session happens and goes well. 💖

    KK 
    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 35 books of target 52 in 2026 as @ 24th May. 
    Produce tracker: £119 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • greenbee
    greenbee Posts: 19,239 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Cheery - the thing to remember is that if your house is expensive to heat it's expensive to heat! Ideally you want to improve the thermal efficiency of the building before putting a heat pump in, but if you're likely to have to replace the boiler, maybe put the heat pump in and then do the other bits. It's worth investigating whether you can get a battery or two at the same time (to make the most of the TOU tariffs - I'm currently averaging approx 10p/kWh for import) and then maybe add solar later. Unless there are better deals if you do them all at once. 

    If you're good at AI prompts, then asking ChatGPT/Gemini/Claude to help you work out what you need to know/think about/what it might recommend based on known data could help check the solutions you are offered. If you want me to share my prompts with you, DM me and I can let you have copies :) 

    I really must send all my stuff over to the guy I want to do the design for me... 
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