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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
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Hope it was tasty beanie - mine was! 😁beanielou said:I had a basic margarita pizza for tea!
Nice leisurely morning so far, watching the latest All Creatures Great & Small in bed 😁 Must get up, we have an appointment in town, but also there are things that I want to get done this weekend, it's been a busy week & Mr C has been ill so a bit of catching up to do.
⭐ had a letter saying my prescription exemption will run out. Apparently I need to go to the GP surgery, ask for a form, and get the doc to sign it. We'll be near there today so I'll pop in.
⭐ need to pay the LPG bill since I revoked their DD privileges 🤭
⭐ wash all the spare room bedding, upstairs and down (although I'll still sleeping downstairs, so I might just wash upstairs and swap them if it gets dry enough - that way I've still got a bed if the other sheets are still damp)
⭐ general tidy round and hoover
⭐ some batch cooking
⭐ flute practice
⭐ check banks
⭐ do another round of edging on my crocheted blanket, see if I can get the edges to lay flat
⭐ mow the grass!
⭐ might shift some more of the cut nettles if the weather holds
That'll do for a list, I think. No big plans. Last night's dinner with the neighbours was cancelled as they were both ill, so postponed to next week. Mr C has musical bits and pieces to do, so I'll stay out if the way.
Best get out if bed to start with though!6 -
oooo - I like your ⭐ emojis Cheery - so very you!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original Date - Sept 2041 New projection - Jan 2040 (redcuced by 20 months)2
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😂 They'll get ticks when I've done them! 😁
For now though, a neglected budget update, since we're over half way through October now.
Amounts remaining:
Food & household: £151.28/£350
Diesel & parking: £216.49/£300
Joint treats: £99.35/£200
My spends: -£13.19/£150
Mr C spends: £92.90/£150
We've only had one tank of diesel so far this month, but the big car will need one soon and the little one will need one before the month is out. Mr C hasn't been to his dad's because he's been poorly, so that's had an impact.
Mr C has also taken out £50 cash for personal spends (his are usually bits and bobs in charity shops), so we've taken that off the budget all at once.
My personal spends took a battering because I paid for some professional CV/job support from a friend. This would be the advantage of personal spends rolling over, and we did say we'd discuss that after the first couple of months - I had plenty leftover last month which would have covered this. On this occasion I'll endeavour to keep the rest of my personal spends to a minimum, and I might supplement with this month's Prolific earnings (Prolific has been ignored this month as I've promioritised the job application, but I'll try to get that up a bit over the next week or two).
Nowt much else financial to report, and I've not crossed anything off my list yet, so I'll going and enjoy my tea 😁5 -
Oh, and payday today, and the credit card bill has gone out, but I think I'll save shuffling for the end of the month and we can do it together.6
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OK. Checked banks, and sorted the form with the GP surgery. Checked the LPG, and the invoice says due by direct debit on 25th Oct 🧐 I did tell them to cancel, and I THOUGHT I'd cancelled it at the bank... There has been a standing charge payment of £15 ish since then, but I confess I can't remember if I paid that or if the DD was still in force...4
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OK, DD is still set up - I did ask them to cancel and I mustn't have cancelled with the bank. Just had a chat and we're going to leave it - it's actually more convenient for us on a DD rather than remembering each invoice. Decision made, and money transferred in from the annual bills savings account.
Money also transferred in from presents pot to fund a special treat for my sister on a big achievement she had this week 😊
All caught up with finances and fettling i think! Might wash that bedding we've got the radiators on anyway and it's only thin single stuff, won't take long to dry.7 -
Final roundup of the day.
✅ sorted prescription exemption form at the GP surgery
✅ checked LPG, will leave DD set up
✅ washed spare room bedding from upstairs - although not til 10pm so it's still on the radiator and unlikely to be drying tonight 🙄
⭐ general tidy round and hoover
⭐ some batch cooking
✅⭐ flute practice (yes, although will need more tomorrow so leaving a star) 😂
✅ check banks
✳⭐do another round of edging on my crocheted blanket - decided to unravel and redo the existing one with a bigger crochet hook, then see if it needs more after that.
⭐ mow the grass!
⭐ might shift some more of the cut nettles if the weather holds
Not toooooo bad ✅6 -
You’re leaving the LPG DD set up …? <Jeopardy!> 😳😂😉
That looks like an effective afternoon / evening 😊
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 71 books of target 52 in 2025, as @ 1st December
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Morning chums! An early one today - week 2 of slimming world, and it's an 8am class 😱 but at least it's all over by 9.15ish. Anyway, yesterday was a much-needed day with no itinerary, but today needs a bit more of a list. Mr C wants me to help him set up the living room for a week of musical immersion so I want to do a bit of a hoover/quick dust in there first, and also that might change the order of some of my noisier activities (as he'll be recording) but let's start with a plan and go from there...
MORNING
* up, dressed, slimming world
* possibly a coffee in town (different town to yesterday)
12-1 FOOD
* lunch
* quick dust and hoover of living room
* help Mr C set up
2-4 OUTSIDE
* mow grass
* rescue fallen fence post (it's not fallen off the fence, it was just propped up and has blown into a bush)
* finish shifting nettles
4-6 TIDY INSIDE
* kitchen, including sweeping and mopping
* sort out craft room
* put small pile of clothes away in bedroom
* change study sheets
* hoover downstairs
6-8 FOOD
* make tea
* possibly a bit of batch cooking
8-10 GENTLE ACTIVITIES
* flute practice
* undo more blanket edging
* hopefully start re-doing edging
Let's see how that goes. It's not off to a good start - I'm leaving the house in 15 minds and I'm still in bed talking to you lot! 😂10 -
OK, not much done so far 😬 SW (lost 1 pound), coffee, home via Mr L, and I downloaded the app, which I've never bothered with before as we go so rarely. However it's on the way home from SW so I can see me topping up there quite regularly of a weekend.
So, for joining, we got some free fruit, a free bakery item, and a free tote bag (we chose a freezer bag, always handy to have one in stock and ours recently broke). We also spent more than £10, so I suppose I'll get another free bakery item next week (although I'm not sure that's necessarily a good thing on the way home from a weigh in 😂)
Lunch has been munched, and Mr C is asleep, so I think I might have a cuppa, do a bit more unravelling, then get upstairs to tidy things until he waves up. Then on with the outside tasks while it's not raining!
Oh, and I logged into Prolific for the first time in a couple of weeks - had to do ID verification but that went smoothly. Did a couple of studies - £12.90 cleared and £1.30 pending. No AI studies, but a lot of mobile video ones - I was on the laptop but might log in on the phone once I've got a cuppa, want to build up my stash.
Right, on with the day!7
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