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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Comments
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@Cheery_Daff - you are not the only one who is puzzled with the 'speak of the young ones' - I heard a good friend who is well into her 60's use the phrase 'I'm not gonna lie' - and almost fell over - but then reminded myself that she has two daughters in their early 30's who must influence her 😆4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original Date - Sept 2041 New projection - Jan 2040 (redcuced by 20 months)3
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Or she may watch Gavin & Stacey - that sounds pure Nessa to me 😁rtandon27 said:@Cheery_Daff - you are not the only one who is puzzled with the 'speak of the young ones' - I heard a good friend who is well into her 60's use the phrase 'I'm not gonna lie' - and almost fell over - but then reminded myself that she has two daughters in their early 30's who must influence her 😆
Greying XGrocery Spend December 2025 - cash £1.71/£171 MrS vouchers £0/£20 MrT vouchers £9/£9
Non-food spend December 2025 £0/£50
Bulk Fund December (month 12 of 12) £0/£9.124 -
Evening you lovely lot 😊
Gosh this week is just slipping by, and with me glued to my desk for most of it 😬 Job application is getting there though. CV is now finished (you might think this would be straightforward, given I already had a CV, but this is quite a different beast for various reasons) and my responses to their set questions are coming along. I've paid a friend for some professional advice - not something I've done before but this is a bit if a change of sector for me so well worth it, I think, and another friend has offered the services of her husband, who regularly recruits for this type of role.
So. Tomorrow I'm visiting a friend who's been quite poorly with covid - we will socially distance in the garden 🥶 as I have no intention of either catching that, or transmitting any of Mr C's germs that may have attached themselves about my person to someone who is already ill. Then to work, then the evening with another friend, and I'll stay over. Mr C has a band practice that goes on til late, so he'll stay over with a band mate, and we'll reconvene on Thursday, either after a day in the office for me, or we'll drive home first thing and I'll work at home. Slightly more likely, as we're going to visit some neighbours for tea.
No plans for the weekend I don't think other than a band rehearsal for me. Good job, as I didn't get much weekend last week and every evening is taken up with either job prep or socialising this week. I need a rest, and the house is a tip as I've been busy and Mr C ill. Just a cold and he's on the mend, thankfully, and mercifully i don't seem to have caught it (touch wood). We have a long thin house that we stay at opposite ends of, and have been sleeping in different rooms. Not very sociable, but I don't care about that when it comes to germ avoidance 😂
Not much MSE to report, we've not done much. Bit of treat budget spending, and I did send my sister an extravagant gift to celebrate an achievement of hers, but that comes from the present budget.
We had an LPG delivery (the day after I ordered it, unheard of! Must have already been another planned delivery in the area) so I'll need to pay the invoice - you remember I revoked their Direct Debit after the fiasco earlier in the year 😂 Tank had about 35% (they allow themselves 28 days for delivery so you order early), so won't be paying for a full one, and we're still in a fixed price contract.
Payday on Friday, and I've realised the credit card comes out the day BEFORE payday (although not this month, as payday is technically the Saturday, but we'll get it the day before). Not really a problem, but I hadn't factored that into my decision about how much to transfer to the savings account so I'll need to do some shuffling.
Right - bed!14 -
Afternoon chums 😊 Delighted to report that I have just submitted my job application- over 12 hours early, which is a new one for me, I usually run right up to the deadline 😊 Very pleased.
Also very tired. I stayed at a friend's last night and while I usually sleep well there, I woke needing the toilet, but didn't get up to go, so had a fitful night 🙄 Ready for a nap and a large cake now, but instead I stopped at Mr A on the way in (because bringing two days worth of work lunches was beyond me yesterday) and bought some wholegrain microwaveable rice, smoked tofu, and a salad. And some cheese triangles in case it was too boring 😂
Best do some actual work now 😬11 -
Well done on the application submission
All good practice even if it doesn't go anywhere (I hope it does!).
And well done on the cost-controlled lunch - love the cheese triangles in case it became boring - that made me chuckle ...
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 71 books of target 52 in 2025, as @ 1st December
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
I'm very impressed you submitted the application 12 hours before the deadline, I thinl that deserves a triangle cheese (my nearly adult DD's name for them) to celebrate 🥳 Good luck with the application 🤞
I am like the sound of today's lunch 😋Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family5 -
@Cheery_Daff - nothing wrong with a supermarket lunch on occaison or even a well chosen meal deal! It's all about balance and much better to eat a healthy meal than none at all!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original Date - Sept 2041 New projection - Jan 2040 (redcuced by 20 months)5
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Go girl 🤩I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6 -
Certainly is - but since I started back at slimming world last weekend I figured I should at least attempt to stick within the principles for more than 4 days before I started just applying other general rules instead 😂rtandon27 said:@Cheery_Daff - nothing wrong with a supermarket lunch on occaison or even a well chosen meal deal! It's all about balance and much better to eat a healthy meal than none at all!
(That said, Mr C informed me that he's putting a supermarket pizza in the oven 😂 it'll just be a Mr C £1.29 vegetable one, not a 4 cheese stuffed crust super dooper extravaganza, and I'll only eat half of it, but it's still not sticking to the rules 😂😂)
Right, I have finally arrived back at the car, best get driving, it'll be gone 7 when I get back even if I don't mess around any more!7 -
I had a basic margarita pizza for tea!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.6
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