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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
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That’s not on from the LPG peeps.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
No, it's really not Beanie, thank you!
I think I've had a missed call from them this morning, but I am hiding from my answerphone message, and my emails, and all the things I need to do.
Not good hiding, consciously done with hot chocolate and a good book, but guilty hiding, berating yourself and with a tightness in the chest that comes from knowing you'll have to face things sooner or later.
I don't like it, and I don't want to waste what's left of my holiday with it!
So. I have five days left. Saturday and Sunday are my birthday tea party, so I'm planning nothing for them except frolics and a constant round of tea and cake and maybe some visitors.
So that leaves me three days 😬 What I NEED to do is...
* finish promotions form (this requires a lot of little sub tasks and is the main thing making me anxious)
* prep for party - cakes, food, wash spare bedding, general tidy up
* prepare outside - mow grass, put chairs in appropriate places
* small errands (post a parcel, collect prescription)
And what I also WANT to do is...
* finish the study curtains (one down, five to go!)
* finish laying stones forbthevgarden paths
* shift a tonne of topsoil, preferably to level out the lawn, but at least to free up a parking space
* get some batch cooking done for next week back at work
* do some nice hanging out with Mr C
Right. Going to check the weather for the rest of the week and make a plan...6 -
I have a few of those tasks I have been putting off and I am aware the time I have now spent stressing about or thinking about them is way more cumulatively than the time it will take to do it - so aiming for one frog at least a day!
Enjoy your break
Maybe carry a tape measure (the rollup kind) in your purse in case you see some CS curtains..DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
Have you found the Spring In Our Step thread yet @LadyWithAPlan where we are tackling our Outstanding Annoying Tasks each day? Do come and join us if not!
Popping in to report a success - LPG people have admitted that the work they claimed was mandatory actually was NOT mandatory, and have agreed to just charge us for labour, meaning a reduction of over £700. Theoretically I could still quibble and go to the ombudsman, but i think now they've admitted that, we'll stop - the work they did is an upgrade in terms of safety and I would have agreed to it for this price if that had been the quote, so I think we'll agree. They've said they'll change their misleading wording for all customers too, which is a success.
Big success for me - I am rubbish at complaining about anything!18 -
That is a result, well done for persevering.3
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YAY! Go Cheery! - Junior Consumer Champion in the making! Re-writing the small-print for everyone! Stomping on mis-leading word salads! Holding organisations to account! Woo-hoo!
👏 XPounds for Panes £7,005/£10,000 - start date Dec 2023
Grocery Spend July 2025 £292.82/£300
Non-food spend July 2025 £96.71/£50
Bulk Fund July 2025 £9.10/£105 -
Good result.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Well done Cheery - that is well impressive & money saving too - no point in the big companies having what is rightfully yours!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!2
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well done on getting the win! I will check the threadDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
Excellent result Cheery, well done for persevering with it and dealing with the discomfort of putting your foot down!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4
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