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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Comments
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Hi Cheery! Im so sorry you’ve had such a difficult time over the festivities, what with you and OH being ill and now Mr C Snr. I hope everyone is on the mend soon.On another note I loved reading about you the 10
year blocks of life. I’ve been part of MSE for 15+ years and remember lots of your adventures. You have inspired me to set realistic goals for next year.I hope you feel better soon and life gets a little easier.4 -
@Cheery_Daff - sending over a great big supportive hug xoxox4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)2
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Sorry to hear you've had such a rough-feeling Christmas Cheery! I hope things improve soon - both for you and Mr C, but especially for Mr C Snr. Take care x
Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Glad you are both back on the mend, but sorry to hear Mr C Snr’s not so good. It does sound like he had a lovely Christmas meal though, at least.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Sorry its all a bit rubbish this year, Cheery. Hopefully now you and Mr C are on the mend it will give you some reserves to cope with Mr C Snr's illness.Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary2 -
Thank you all xxx
Long wait for an ambulance 🙄 but Mr C Snr is in hospital now. Still on a trolley in a temporary place but better than being at home right now.
We've booked a nearby hotel for tomorrow night, and will go over first thing tomorrow to see him and do whatever else needs doing.
May need to stay a second night depending on circumstances and weather at home (forecast quite a bit of snow) but we'll decide that after the first night.10 -
Sorry to hear re Mr C snr - hope he gets comfortable asap and your trip to see him is safe
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
Echoing this. XxLadyWithAPlan said:Sorry to hear re Mr C snr - hope he gets comfortable asap and your trip to see him is safeI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
Bless you, big hugs being sent your way.3
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Glad that MrC snr is in hospital - and that he gets moved to the relevant ward soonest.
Safe travels tomorrow Cheery.
Greying XGrocery Spend May 2026 £195.87/£200
Grocery spend April 2026 £199.95/£200 +5pence
Non-food spend May 2026 £58.44/£80
Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)
""Mother Nature don't draw straight lines
The broken moulds in a grand design
We look a mess but we're doing fine
We're card carrying lifelong members
Of the union of different kinds..."
"Union of the Different kinds" - R Christie & T Gilbert, Fisherman's Friends2
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