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The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden ๐ŸŒป

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Comments

  • KajiKita
    KajiKita Posts: 9,089 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Bad luck on the fine ๐Ÿ˜ข but very well done on the getting the form drafted ๐Ÿ˜Š๐Ÿ‘

    KK
    As at 15.12.25:
    - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ227,385
    - OPs to mortgage = ยฃ12,881 Estd. interest saved = ยฃ6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st Januaryย 
    Produce tracker: ยฃ8 of ยฃ400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.ย 
    Watch your actions, they become your reality.ย 
  • earthgirl2
    earthgirl2 Posts: 528 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    All sounds amazing! Hopefully the weather stays fine for you, have a fab weekend with your friends and 800 cupcakes ๐Ÿงย 
    Save ยฃ20,000 in 2025. April 2k, May 3.5k
  • Tescodealqueen
    Tescodealqueen Posts: 1,287 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Have a lovely cheery Birthday weekend xxxx
  • Sending bestest Birthday wishes.ย  Cakes all sound yummy!

    Greying X
    Grocery Spend January 2026 ยฃ19.67/ยฃ300
    Non-food spend January 2026 ยฃ0.85p/ยฃ80
    Bulk Fund 2026 Month 1/12 - ยฃ0/ยฃ120
  • KajiKita
    KajiKita Posts: 9,089 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Happy Birthday weekend ๐ŸŽ‰๐Ÿฅณ๐ŸŽŠ๐ŸŽ‚๐Ÿฐ๐Ÿง๐Ÿฅฎ
    I hope your weekend is great fun and you have a wonderful year ahead ๐Ÿ˜Š

    KK
    As at 15.12.25:
    - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ227,385
    - OPs to mortgage = ยฃ12,881 Estd. interest saved = ยฃ6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st Januaryย 
    Produce tracker: ยฃ8 of ยฃ400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.ย 
    Watch your actions, they become your reality.ย 
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