March
Marvellous March's No-Spend Days Challenge!
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4th day of the month, and 4 days of No Unnecessary Spending so far 🙂
Had to go in to town today and, almost out of habit, found myself in Waterstones. I love reading, with books being my Achilles Heel when it comes to impulse purchases. I found a title I'd had on my reading list for weeks, but just managed to stop myself.
Stepped outside for a moment and used my phone to check if my local library had a copy.
THEY DID!
I reserved it there and then and collected it from the reservations desk 15 minutes later.
That's £8.99 I didn't spend....but I know it's just a matter of time until I go back for another "browse" 😆.
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No-Spend day number 3/23 😊 I know a lot of people don’t count food shops but I have decided to and it’s working out really well. Currently eating everything out of the freezer and cupboards before I go shopping - having a couple of fish fingers, quorn nuggets, smash and cheese sauce for tea tonight 😂
Good luck everyone xAim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)4 -
Hi, I am having my very first NS day for March today 1/14, I am under control, I did have biccies but this was with planned spending money, I almost went over to the dark side and have Cod and Chips but instead I had one of my SW meals and really enjoyed it. Have a good evening all.April Missions:-
Mission 1 - NS days aim 15/31 actual 4/31 Current Month May.
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Mission 2 - Increase EF By The end of the month - Failed in April, lets see what happens in May?4 -
NSD #3 for me todayDebt-free journey started August 2023
May 2024 update:
NSD Challenge 7/15
Debt £4737.45 £588.56
Savings £3946.27 £2690.96
Books read 52 -
I went to the plant centre yesterday so not one then … but yes to one today 😊
KKAs at 15.04.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months
- OPs to mortgage = £5,965, Interest saved £2,124, to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024
Read 19 books of target 52 in 2024 (as @ 17th May)
Produce tracker: £25.45 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =March targetsAuntieL 3/15Balancinglife 18beanielou 3/19Caeraugirl 3/25cathybird 3/15Couldsavemore 16Crazycatlady2 2/18Flying By 4/14GeorgianaCavendish 3/12Geriatricmum 2/10Honeysucklelou2 10HotDog2020 1/14ilovetea 4/20KajiKita 2/18keggie 2/18laura lau 2/16leftatthetrafficlights 1/24LittleMissDetermined 3/17madlyn 1/10Makingabobor2 15Money ChoicesMrs Cautious 3/15Nervous1234 3/23Rupacomp 10SecondStar 2/25short bird 2/18Thevalueofless 20Worlds Worst Superhero 4/25Newcomers welcome!In April I am taking a break from buying: Books
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NSD for me yesterday and today.
4/20 now :-)Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1186 /2024.
NSD's in Feb Target 20. So far 21/20.
NSD's in Mar. Target 20. So far 21/20 NDNSD's in April Target 20.. So far 24/20
NSD's in May so far 13/200 -
Got #3 under my belt today.#19 Save £12k in 2024 £5808.21/£12000
May NSD Challenge 9/200 -
Well done MrsCautious, LittleMissDetermined, short bird, madlyn, laura lau, Geriatricmum, GeorgianaCavendish, Flying By, Worlds Worst Superhero, Nervous1234, HotDog2020, AuntieL, KajiKita, beanie, ilovetea and CaeraugirlIn April I am taking a break from buying: Books
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