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Marvellous March's No-Spend Days Challenge!
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Morning all x my early calls are getting earlier..my 4th NSD today x1
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Calling one early today, I have no plans until Thursday
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Declaring 2 so far this month, Sat & Sun. Had a few things going on and didn't even think about it to get online and declare, so just worked it out.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Afternoon all, declaring NSD 3.
Looking as if I have a quiet April workwise so need to batten down the hatches...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
Wow lots of posts to catch up on but I have Monday and Tuesday to add please 😊0
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Another one today, so up to 3/15 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
It’s been a spend day for me today. Started off with buying a packet of mints on the way into work (I brought tuna mayo sandwiches with me from home but forgot my mints 😂) but also ended up buying my dad a couple of jumpers for his birthday and Father’s Day (which he asked for) from M&S in the sale so it will save me money over the next couple of months so counting it as a good spend day and planning ahead 😊 good luck and well done everyone 😊 xAim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)2 -
NSD #5 today.
It's Date Night tonight. Before our No Unnecessary Spending Challenge we'd have gone out to the theatre, comedy club, cinema or to a nice restaurant, blowing a good chunk of our weekly budget.
Instead, we're staying in with a DVD and having a homemade curry and a couple of supermarket beers.
Total cost- about £6, that's less than 10% of the cost of going out.
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Number 3 for me today.3/18GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051
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