March
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Marvellous March's No-Spend Days Challenge!
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Declaring early as I'm going nowhere and spending nothing! Finishing the month on 27/24 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'3 -
Not today.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Claiming my final NSD of the month - total of 16/25 😬#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 1/101 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
That’s impressive. How on earth did you achieve that 🤔leftatthetrafficlights said:Declaring early as I'm going nowhere and spending nothing! Finishing the month on 27/24 😁I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Day 22 yesterday and day 23 today.
Congratulations all, see you next month...
‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.0 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
March targetsAuntieL 16/15
Balancinglife 11/18
beanielou 25/19
blubella 9/10
Caeraugirl 16/25
cathybird 20/15
Couldsavemore 11/16
Crazycatlady2 18/18
Flying By 16/14
GeorgianaCavendish 3/12Geriatricmum 16/10
Honeysucklelou2 10HotDog2020 15/14
ilovetea 21/20
KajiKita 20/18
keggie 16/18
laura lau 10/16
leftatthetrafficlights 27/24
LittleMissDetermined 21/17
madlyn 1/10Makingabobor2 8/15
Money Choices 13/15
Mrs Cautious 25/15
Nervous1234 19/23
Rupacomp 4/10
SecondStar 19/25
short bird 23/18
Thevalueofless 20Worlds Worst Superhero 18/25
Newcomers welcome! 0 -
I've stopped counting grocery shopping (once a week) and petrol filling (once a month) which has made a big difference (I also don't count direct debits for bills).beanielou said:
That’s impressive. How on earth did you achieve that 🤔leftatthetrafficlights said:Declaring early as I'm going nowhere and spending nothing! Finishing the month on 27/24 😁
I tend to keep a list of anything I need to buy and only purchase on a 'spend' day. To be honest, I don't really buy much else - the only reason I spent a few times this month is because I went on a visit to a relatives and needed to get a few bits for the house and garden (additional bottles for my soda stream, some plasters for my grandbaby's doctor set and a couple of plants). I also buy in bulk for stuff i use regularly (i.e. bird seed and peanuts) which means that I don't run out very frequently.
I'm retired, don't do a social life (other than one day every six weeks or so I have coffee with a relative, that then serves as a spend day) so there's very little need for spend days! 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'3 -
Happy Easter, everyone
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Happy Easter @cathybird and everyone, I make it 15/14 today please. Thank you for your hard work @cathybird and keeping these threads open for us, it is a very helpful tool...Thank you.2
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