Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Marvellous March's No-Spend Days Challenge!
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Declaring early today 25/24DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
Claiming an early one today, just cleaning to do
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
I’m going to count yesterday as was haircut day but that is out of a specific budget. Also saved me going for an end of term beer so saved some money!
Easter hols including a trip away and 1st wedding anniversary in April so will just go for 15 NSD as April’s target.
GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
Can I put 20 down for my April target please?
A combination of factors has left me well short of my target for this month, but I've found I don't do well when I don't count grocery shops as a spend - it just gives me "permission" to spend more on food and other random bits, and I'm popping into the supermarket more than usual.
It's not helped by the fact that our two boys (men, really) are home from Uni and are eating anything that's not nailed down!
Still, I was more disciplined when I had to plan food needs around my online delivery each week to not waste another NSD 🙃, so going forward I'll be counting both food and diesel as spends.
Thanks @cathybird for continuing to run the challenge every month.
#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 12/103 -
Up to 19 no spend days now so won’t be as far off my target as originally thought. I know exactly why I didn’t meet my target. After not having a takeaway in January and February we’ve had 4 in March so that has to stop in April as the cost of takeaways is just ridiculous now.
Please can you put me down for 22 in April thank you xAim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)3 -
Hi @cathybird, I’m going to aim for 15 NSDs again in April. Many thanksMFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
Good morning and happy Good Friday if you’re celebrating it.Declaring an NSD early today.1
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Hi all, been absent for a few days as all chaos here for new kitchen 😍
I managed one Sunday and pretty sure Monday or Tuesday was so reached my target but takeaways due to no kitchen have been happening 🤣
April I'll aim for 18 again as it's holidays and 2 kids have birthdays1 -
NSD for me todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
Hi
I’ve gained 4 more NSDs=13/15 Nsds. These were 23,24,25,26 and 28 March.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001
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