Slaying my Debts

Buffythedebtslayer

:beer: :beer: That is FABLOUS news! :beer: :beer:

well done hon ((((((((((((((((hugs))))))))))))))):j :j


enjoy it!

kika

:beer: :j Thanks now must get on with next one,I used to hate the eTMAs as not computer literate but now say thank god as always doing it at last minute.

Buffythedebtslayer

yep just like me and just what I am doing now!!

Buffythedebtslayer

holy kack some one STOP me looking at shoes on Ebay.

I am writing......then I have a break, then TWO hours pass..........

arghhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

Buffythedebtslayer

ok so I need money for my teeth and my driving.

that would be the grand total of 3075 pounds.

now I can borrow this from a 0% credit card but it means paying back four hundred and 48 pounds each month.

which means no spending on everything.

no Avon, no suprise shopping on ebay, no pub, no nothing.

I am not sure I can manage what will be four thousand pounds of credit card debt.

I feel a bit sick and will think some more on this tommorrow.

night all

xxxx

mum2one

kika wrote: »

:dance: :kisses: Sorry but had to tell someone, just been on OU site and I have passed last course, such a relief!

A massive congratulations, well done, thats brilliant xxx
:T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T :T

Buffythedebtslayer

right well yesterday was the 1st of July and I decided I would borrow the money I need off the cc to pay for my teeth and my driving. Am bit worried about paying for Christmas but have joined a summer challenge to make as much extra money as I can whilst I am off for school holidays, so that will be for Christmas.


I am also meant to be taking my supplements and generally trying to eat better. I was meant to do WW but am so tired most days and I eat sugary crap to survive.

I can't believe I am on here this early!

anyhow best get ready for work so have a good day every one

xxx

kika

Early? Thats late, Iwas still at work then! Just tidying essay and finding more references.Can't think about Xmas yet have DS1's 18th this month and summer hols.

Buffythedebtslayer

July update

Loan = £17,330.04

Creditcards= currently 1081 but will go up to 3150 to pay for teeth.

don't how I am going to pay for the driving but the way work is going I NEED to find another job and therefore must be able to drive. sighs.

the driving course will cost 1000 pounds or so.

so that will actually mean i am in more debt then when I started. However, I know there is a point to all this. fix my teeth! and learn to drive.

I will be out of Credit card debt by April 2009. My loan will be 13,330 by then

I will pay off my loan by well actually I don't know. at the current level of repayment it will take 3 years 2 months.

I don't like that.

hmmm. I suppose my wages might go up. I wonder if its realistic to get another job. as well as teaching.

arghhhh.

xxx

Buffythedebtslayer

kika wrote: »

Early? Thats late, Iwas still at work then! Just tidying essay and finding more references.Can't think about Xmas yet have DS1's 18th this month and summer hols.

wow. I would not like your job! am far too lazy!! xxx