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Awww she’s gorgeous, I’m getting two cross rag doll kittens In a couple of weeks, will have to look for a halter for the first few times outsideSealed pot challenge 822
Jan - £176.66 :j2 -
how cute! the kitten..DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
Hugs for DM not being good x
Little Miss S makes me smile every time I see her ❤️
@dawnybabes, I’m going to have to find your posts so I get to see pictures! 🤩😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Make sure we see lots of photos! I have been considering a second kitten but this one is mayhem enough 😂dawnybabes said:Awww she’s gorgeous, I’m getting two cross rag doll kittens In a couple of weeks, will have to look for a halter for the first few times outside
P.S. I have two ragdoll grandcats! I blame them for my decision to get a kitten.Mortgage OP 2025 £6000/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,680
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Miss S is gorgeous. Am also going to have to look out for pics from @dawnybabesMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
I had a lovely day yesterday with my friend and taking it easy today. Heading out for a run soon, one load of washing out and I have my winter coat in the machine for a freshen up.
I have been looking at kitchens, part of me wants to wait til the mortgage is gone but the other part is looking at pretty kitchens and thinking ooo I want!Mortgage OP 2025 £6000/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,680
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)4 -
Yaaay for the nice time with your friend 😊How functional is your current kitchen? Is there anything that can be done to ‘keep it going’ until the time you think you should spend on a kitchen?When will the mortgage be paid off (and you will then be free to say no to work …) if you budget for having a kitchen now?
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
My kitchen is fully functional KK just outdated and ugly. I think it would add an extra year on to the mortgage so it makes sense to just wait but if I did it now it would be three more years of enjoying my kitchen. I probably won’t do it but just having a look.
Today I ran, visited DM and DS popped in. He seems a bit tired and fed up, suddenly the saving for a mortgage while paying rent is proving difficult just as I predicted but it was their choice… he’s young, he’ll get there.Mortgage OP 2025 £6000/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,680
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
Might be worth looking at getting the cupboard fronts repainted and new work tops? That might refresh it enough to stop it being annoying to you?
Sympathies to DS … It’s a tough phase of life he’s passing through …
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 37 books of target 52 in 2025, as @ 23rd July
Produce tracker: £223 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I have seen this style painted and it’s not much better. There’s a huge gap as well where there is a fridge freezer but must have been integrated in the past. I shall stick with it for now but maybe create another pot and save for that next.Mortgage OP 2025 £6000/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,680
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2
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