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Here’s where the story ends…

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  • beanielou
    beanielou Posts: 95,885 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Beautiful Miss S. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,992 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Well done on having £10 left over from grocery shopping - that’s a rare thing these days! 😊

    Are you getting the kitchen done then? 😊

    Miss S looks fit, bright eyed and bushy tailed! As well as very pretty ❤️🤩

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,457 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There’s been a lot of eating out of the freezer KK!

    I have a lot of things to get sorted around the place KK, kitchen is but one😱

    Miss S is getting very bushy tailed! She is becoming more fluffy each day.
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 0/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Watty1
    Watty1 Posts: 6,986 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Miss S is so glam!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • skint_spice
    skint_spice Posts: 13,457 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Watty, she is such a sweetheart, bonkers but a sweetheart 💗

    I just sorted out pet insurance, frog eaten! Hopefully some cash back at some point too.

    It’s a bit windy here today so might head to the gym for the first time in ages. Also want to head to the library to sort out my library card as it has expired apparently, I found out when I tried to take a book out online this morning. I did however manage to book tickets for an author event later in the month and I fancy seeing an exhibition that ends this week so something to do in the rain… 

    So this week’s big aim is to get something on v!nted. Not back to work until the weekend so no excuses!
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 0/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,518 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Miss S is a beauty 🥰 
    It's very windy here today too! Great big trees bending in half 😨
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
    Total- £1562.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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