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Here’s where the story ends…

1848587899099

Comments

  • beanielou
    beanielou Posts: 96,584 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Beautiful Miss S. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Well done on having £10 left over from grocery shopping - that’s a rare thing these days! 😊

    Are you getting the kitchen done then? 😊

    Miss S looks fit, bright eyed and bushy tailed! As well as very pretty ❤️🤩

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 58 books of target 52 in 2025, as @ 12th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,532 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There’s been a lot of eating out of the freezer KK!

    I have a lot of things to get sorted around the place KK, kitchen is but one😱

    Miss S is getting very bushy tailed! She is becoming more fluffy each day.
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Watty1
    Watty1 Posts: 7,192 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Miss S is so glam!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • skint_spice
    skint_spice Posts: 13,532 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Watty, she is such a sweetheart, bonkers but a sweetheart 💗

    I just sorted out pet insurance, frog eaten! Hopefully some cash back at some point too.

    It’s a bit windy here today so might head to the gym for the first time in ages. Also want to head to the library to sort out my library card as it has expired apparently, I found out when I tried to take a book out online this morning. I did however manage to book tickets for an author event later in the month and I fancy seeing an exhibition that ends this week so something to do in the rain… 

    So this week’s big aim is to get something on v!nted. Not back to work until the weekend so no excuses!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,680 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Miss S is a beauty 🥰 
    It's very windy here today too! Great big trees bending in half 😨
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
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