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Here’s where the story ends…

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Comments

  • KajiKita
    KajiKita Posts: 8,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Oh thats’s just beautiful… 🤩 I want to be there … I can just smell those trees from that photo … <wistful> 😉

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Please give cutie a scratch from me ❤️

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,559 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    She thanks you KK!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,753 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wow at that view. Your pics make me want to sell up again. Stop it 😆😆 
    And for what it's worth I think you're doing it the right way, making sure the house is all yours before doing big things like the kitchen. This is a huge undertaking that I think DP and I both underestimated slightly 🫢🙈.
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • skint_spice
    skint_spice Posts: 13,559 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This evening’s view when I went for a run, nice to see so many people out there enjoying themselves.

    Finally finished the housework when I got back!
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 8,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Oh she’s gorgeous!! And she’s starting to fill out to the cat she will become 😊❤️🤩

    Lovely view, thank you for sharing 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 7,281 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    love the cat - and the view. Makes me want to go to the local beach but will not go without WattyDog.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • skint_spice
    skint_spice Posts: 13,559 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Two very long and very hot days at work, so glad I am off tomorrow. Shame the weather is due to break but it’ll be better for a run I suppose.
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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