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Here’s where the story ends…

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Comments

  • skint_spice
    skint_spice Posts: 13,172 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    She has returned. Spaced out and hungry 😂 and my wallet lighter…
    Mortgage End Date: Apr 36/Aiming for Apr 28/Current Oct 33

    Mortgage OP 2025 £1850/10000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £42,232

    39 pay days until freedom!

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • beanielou
    beanielou Posts: 94,067 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that she is home  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,723 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the lighthouse photo.

    We've had all weathers today - including hail and what briefly looked like snow. Also had glorious sunshine - and now howling wind. Such a joy!!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K with now £177.2K Equity 31.84%
    2) CC1 £12.1 (0% expires Aug 26), CC2 £9.7 (0% expires Aug 25) =c£21.8K
    3) CC debt offset by £21.3K savings & £10.2K investments
    3) Mortgage neutral by 06/30 (AVC £18.8K 17/2 + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 23.6/£127.5K target 19.29% value
    4) FI Age 60 income target £13.7/30K 45.7%
    5) SIPP £4.8K 12/2/25
    6) Set up new income streams: Start up costs £425
  • skint_spice
    skint_spice Posts: 13,172 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    At least we missed the snow😂 gorgeous day today but I was working 🙄 went out for a few walks at work and a run when I got home. I really need to cut the grass but maybe tomorrow…
    I was tempted to have a takeout this evening but contented myself with chicken strips and oven chips from the freezer - marginally healthier and already paid for 👍 so NSD today🎉
    Mortgage End Date: Apr 36/Aiming for Apr 28/Current Oct 33

    Mortgage OP 2025 £1850/10000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £42,232

    39 pay days until freedom!

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,172 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 April 2024 pm30 8:22PM
    Finally cut the grass after work today, it looks so much better.  Heavy rain forecast for tomorrow, guess who is off?

    Bought some pretty tulips today, seeing them is cheering me up each time I pass them.


    Mortgage End Date: Apr 36/Aiming for Apr 28/Current Oct 33

    Mortgage OP 2025 £1850/10000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £42,232

    39 pay days until freedom!

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,172 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    The ones I got today were white skinty & are in a blue & white jug!  
    Spooky!   
    Mortgage End Date: Apr 36/Aiming for Apr 28/Current Oct 33

    Mortgage OP 2025 £1850/10000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £42,232

    39 pay days until freedom!

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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