Lloyds switch offer Feb 2024

SupaSava2000

Interesting that Bank of Scotland has never (to my knowledge) had a switching offer, and despite parity with the Silver and Platinum accounts it has never offered a Club Lloyds type of account. 

PRAISETHESUN

Middle_of_the_Road said:

PRAISETHESUN said:

Middle_of_the_Road said:

Does anyone know if you can have more than one Club Lloyds account?
I seem to remember last time I tried to switch into Lloyds, as I already have a C L account it wouldn't work.

You can only have 1 CL account. It's easy enough to downgrade your existing one to a Classic account to then open a new CL account to qualify for the offer. Alternatively, I *think* you can open a Silver/Platinum account in addition to a CL account. Just don't forget to downgrade it once you've been paid the incentive

Thanks, that must have been the reason I didn't proceed last time. As I have the C L monthly saver, didn't know how downgrading would affect this. Would only be a short time not technically being eligible. 

I've upgraded/downgraded a few times in the past and can confirm that you only need to be a CL customer to open the regular saver. You can downgrade afterwards and it won't affect the savings account.

overspender22

Has anyone tried and succeeded in getting the Lloyds offer more than once?

Zanderman

SupaSava2000 said:

Interesting that Bank of Scotland has never (to my knowledge) had a switching offer, and despite parity with the Silver and Platinum accounts it has never offered a Club Lloyds type of account. 

Bank of Scotland Vantage account? Been around for years. Similar in interest and savings offers. Just no 'lifestyle' perk

flaneurs_lobster

overspender22 said:

Has anyone tried and succeeded in getting the Lloyds offer more than once?

No, tried and failed. Received a letter telling me exactly why too.

SupaSava2000

Zanderman said:

SupaSava2000 said:

Interesting that Bank of Scotland has never (to my knowledge) had a switching offer, and despite parity with the Silver and Platinum accounts it has never offered a Club Lloyds type of account. 

Bank of Scotland Vantage account? Been around for years. Similar in interest and savings offers. Just no 'lifestyle' perk

Lloyds used to offer Vantage too

adamp87

That 2020-2024 time gap is very long for a switch restriction. 

rider22

flaneurs_lobster said:

overspender22 said:

Has anyone tried and succeeded in getting the Lloyds offer more than once?

No, tried and failed. Received a letter telling me exactly why too.

is it applicable on joint accounts ?

boingy

overspender22 said:

Has anyone tried and succeeded in getting the Lloyds offer more than once?

I did and they were very close together too - Feb and May last year. I also had one from Halifax in between those ones. I'd happily try my luck with the new Lloyds offer but, like others, I still have the Lloyds account open for the regular saver account and for the Disney+ subscription so I'll be giving it a miss this time round. I am currently trying it on with the recent TSB offer though. I expect the incentive payment to fail but I'm getting double cashback for the card transactions so that's worth a few quid. All part of the game.

WillPS

adamp87 said:

That 2020-2024 time gap is very long for a switch restriction. 

Yes, I expected it to nudge along by now too... my records show I had switch bonuses in both 2017 and 2020 from Halifax - pretty sure that would have been valid under the terms in 2020, not just a 'try it and see'...