Total debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%
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MAKE £10 A DAY IN FEBRUARY
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bloomfelt said:Had some surveys clear in prolific so my first £5.54 for this months challenge. Was hoping for some money to add through marketplace but it seems like i have another timewaster. getting a little frustrated with it but will persevere for a minute as I really need to try and clear some debt before the remortgage in a few months1
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Popping in with another £3 facebook sale today. not much but they all will add up. Was hoping to use them for paying off debt but may need to use them to pay some of my fuel to work this month as I'm really not sure how else I'll get throughJanuary NSD8/100
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£10.52 today, at last....hoping this is a sign of things to come
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £500/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 754
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Makingabobor2 said:£10.52 today, at last....hoping this is a sign of things to comeTotal debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%1 -
@bloomfelt if you need the money for petrol, you need it for petrol. This month, as things are tight I'm putting my extra income as a buffer really, or allocating where I need it in the budget at that point.
If there's any left at the end of the month of everything, I will look at what I need next month and if I can/will put any % toward debt overpayments. But not at the expense of having some small breathing space in March either!
@Makingabobor2 things do seem quite slow. I have now managed a few usertetsting sessions accross the 2 sites (actually owned by the same company now!). They should pay out in Feb. Some have paid out, so yesterday I had £23.84 clear. I've put that in the irregular bills pot, which is for car insurance due April - really need to pay annually to avoid paying extra. The fact I have no idea how much the increase is likely to be this year as car insurance rises seem insane, is freaking me out as it's usually tight whether I can pay annually the last few years or not.
I am now at £35.72/£145.
With Lloyd's cashback due end of Feb, usertesting payments due Feb and a market research panel and airtime rewards I should be near £116/£145 if everything pays out. So £29 to find to make £5 a day assuming everything pays out.
Question about counting Morisson more fivers? Are we? It feels like morrison fivers are £5 gained, though I haven't been counting the monetary value when I redeem nectar points or co-op points. Now I'm wondering why morrison's fivers seem more tangible and like I should count them, but for some reason points redemption elsewhere hasn't occured to me to count!
Monthly Challenges| March Grocery Challenge - £255/£330 | Make £10 a Day - £112/£310
2024 Challenges Pay-Off Debt for Christmas - £874/£6000
Savings Goals Emergency Fund - £75/£2000 | Month Ahead Bills | Month Ahead Minimum Debt Repayments
Month Ahead Grocery - £0/£30 [Month Ahead True Expenses £0/?]
My Debt Free Diary:
https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens0 -
Not a bad day today £11.38 a combination of a facebook sale and prolific surveys finally clearing.January NSD8/100
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£12.75 today, which is from P/fc and finally a FBMP sale of £5 for some old Bluerays. Finally getting DH to have a clear out. Got some really old DVDs in my basket to sell to M/M as well, but just waiting for DH to sort some more before I can finalise and post them,
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £500/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 754
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Ooh, exciting one for me today - £175 from a bank switch. Exciting because I'd actually forgotten about this one, and it arrived in January, but because I don't use that account, and they didn't send any notification, I've only just realised
I'm up to £205.74 in Feb now
Prolific is standing at £4.86, 1P at £12.95, YLive at £21, YouGov at £29 - not counting any of those until they actually pay out though. Also due £25 for taking part in some research. Matched Betting is up to £65 at the minute, but I mostly do casino offers so that goes up as well as down, so I won't count that til the end.
Really keen to get to £10 a day, so another £84.26 to go. Got about £6 worth of books for Ziffit - they've got a 10% with £10 offer on at the minute I think so I might try and dig out a few extra things. And another three things for Vinted, which I keep saying but not actually DOING.
I do like this threadI'm not posting a lot, but it's giving me a target to aim for, rather than just idly doing surveys etc - it's making me push myself a bit
Hope everyone else is doing ok.
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Cheery_Daff said:Ooh, exciting one for me today - £175 from a bank switch. Exciting because I'd actually forgotten about this one, and it arrived in January, but because I don't use that account, and they didn't send any notification, I've only just realised
I'm up to £205.74 in Feb now
Prolific is standing at £4.86, 1P at £12.95, YLive at £21, YouGov at £29 - not counting any of those until they actually pay out though. Also due £25 for taking part in some research. Matched Betting is up to £65 at the minute, but I mostly do casino offers so that goes up as well as down, so I won't count that til the end.
Really keen to get to £10 a day, so another £84.26 to go. Got about £6 worth of books for Ziffit - they've got a 10% with £10 offer on at the minute I think so I might try and dig out a few extra things. And another three things for Vinted, which I keep saying but not actually DOING.
I do like this threadI'm not posting a lot, but it's giving me a target to aim for, rather than just idly doing surveys etc - it's making me push myself a bit
Hope everyone else is doing ok.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £500/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys July £72.46
Decluttering items 754
Books read 12
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Been a bit of a busy week but popping in to update with another £30.06 a combination of survey sites and facebook saleJanuary NSD8/101
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