February
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Fabulous February's No-Spend Day Challenge!
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🤔 Friday wasn’t, Saturday wasn’t, Monday was, Tuesday was, today was.3 more NSDs please 😊 And sorry for being AWOL
KK xAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Just read back through the thread and I might *just* squeak my 18 target if tomorrow is an NSD ….
Aiming for 18 again in March, though time off before Easter will mean garden spends … <ahem 😂>KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I just need industrial amounts of weedkiller~~sad but trueKajiKita said:Just read back through the thread and I might *just* squeak my 18 target if tomorrow is an NSD ….
Aiming for 18 again in March, though time off before Easter will mean garden spends … <ahem 😂>KK
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 18/18
Balancinglife 12/18
beanielou 21/19
bloomfelt 13/18
blubella 3/12
BudgetingBelinda 3/15
Caeraugirl 19/20
cathybird 21/15
Captspar 4/15
Couldsavemore 13/15
Crazycatlady2 17/18
Flying By 14/14
GeorgianaCavendish 8/16
Geriatricmum 13/10
Honeysucklelou2 4/10
HotDog2020 9/14
ilovetea 21/20
JustALass 7/12
KajiKita 17/18
keggie 15/15
laura lau 19/18
leftatthetrafficlights 24lianne1984 10LittleMissDetermined 17/15
Makingabobor2 10/15
Money Choices 10/10
Mrs Cautious 19/20
MrsSave 5/10
Nervous1234 22/20
OnlyJealousOfBirds 6/15
PurplePhoenix62 10QueenJessRupacomp 13/12
Saver-upperSecondStar 25/26
short bird 18/18
Thevalueofless 16/20
Worlds Worst Superhero 16/TF
Newcomers welcome! 0 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
March targetsAuntieL 15Balancinglife 18
beanielou 19
bloomfelt
blubella
BudgetingBelinda
Caeraugirl 20
Captspar
cathybird 15
Couldsavemore 16
Crazycatlady2
Flying By 14
GeorgianaCavendish
Geriatricmum 10
Honeysucklelou2 10
HotDog2020 14
ilovetea 20
JustALass
KajiKita 18
keggie 18
laura lau 16
leftatthetrafficlights 24
lianne1984
LittleMissDetermined 17
Makingabobor2 15
Money Choices
Mrs Cautious 15
MrsSave
Nervous1234 23
OnlyJealousOfBirds
PurplePhoenix62
QueenJess
Rupacomp 10
Saver-upper
SecondStar
short bird 18
Thevalueofless 20
Worlds Worst Superhero Newcomers welcome! 0 -
No spend day number 22 😊 that will be my total for February which I am thrilled with. Thank you for doing this Cathybird. Plans for tomorrow is to sponsor a colleague for a charity run they are doing and contributing to another colleagues baby collection 😊 well done everyone and good luck for tomorrow xAim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)1 -
Well done LittleMissDetermined, Geriatricmum, SecondStar, Flying By, Money Choices, AuntieL, beanie, Caeraugirl, KajiKita and Nervous1234
4 -
One last NSD for February for me today! See you all in March!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
See you next month ‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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