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Fabulous February's No-Spend Day Challenge!

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  • KajiKita
    KajiKita Posts: 4,013 Forumite
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    🤔 Friday  wasn’t, Saturday wasn’t, Monday was, Tuesday was, today was. 
    3 more NSDs please 😊 And sorry for being AWOL 

    KK x
    As at 15.05.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £252,383, end date brought closer by 2 months  
    - OPs to mortgage = £6,480, Interest saved £2,415, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 20 books of target 52 in 2024 (as @ 27th May)
    Produce tracker: £34.02 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 4,013 Forumite
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    Just read back through the thread and I might *just* squeak my 18 target if tomorrow is an NSD ….

    Aiming for 18 again in March, though time off before Easter will mean garden spends … <ahem 😂>

    KK
    As at 15.05.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £252,383, end date brought closer by 2 months  
    - OPs to mortgage = £6,480, Interest saved £2,415, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 20 books of target 52 in 2024 (as @ 27th May)
    Produce tracker: £34.02 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 90,729 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    KajiKita said:
    Just read back through the thread and I might *just* squeak my 18 target if tomorrow is an NSD ….

    Aiming for 18 again in March, though time off before Easter will mean garden spends … <ahem 😂>

    KK
    I just need industrial amounts of weedkiller~~sad but true  :lol:  :blush:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 13,586 Forumite
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    edited 29 February at 3:47PM
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    February

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    February targets

    AuntieL 18/18   image  image  image  image  image

    Balancinglife 12/18   image  image  image

    beanielou 21/19   image  image  image  image  image  image  image 

    bloomfelt 13/18   image  image  image 

    blubella 3/12   image 

    BudgetingBelinda 3/15   image 

    Caeraugirl 19/20   image  image  image  image

    cathybird 21/15   image  image  image  image  image  image  image 

    Captspar 4/15   image 

    Couldsavemore 13/15   image  image  image 

    Crazycatlady2 17/18   image  image  image  image

    Flying By 14/14   image  image  image  image

    GeorgianaCavendish 8/16   image  image 

    Geriatricmum 13/10   image  image  image  image  image 


    Honeysucklelou2 4/10  image 

    HotDog2020 9/14  image  image 

    ilovetea 21/20  image  image  image  image  image  image  image 

    JustALass 7/12  image  image 

    KajiKita 17/18  image  image  image 

    keggie 15/15  image  image  image  image  image 

    laura lau 19/18  image  image  image  image  image  image


    leftatthetrafficlights 24


    lianne1984 10

    LittleMissDetermined 17/15  image  image  image  image  image  image

    Makingabobor2 10/15  image  image  image 

    Money Choices 10/10  image  image  image  image

    Mrs Cautious 19/20   image  image  image  image

    MrsSave 5/10   image  image 

    Nervous1234 22/20  image  image  image  image  image  image  image

    OnlyJealousOfBirds 6/15  image  image 


    PurplePhoenix62 10


    QueenJess

    Rupacomp 13/12  image  image  image  image  image 


    Saver-upper

    SecondStar 25/26  image  image  image  image  image

    short bird 18/18  image  image  image  image  image 

    Thevalueofless 16/20  image  image  image  image 

    Worlds Worst Superhero 16/TF  image  image  image  image


    :):) Newcomers welcome! :):)

    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,586 Forumite
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    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    March targets

    AuntieL 15
    Balancinglife 18
    beanielou 19
    bloomfelt
    blubella
    BudgetingBelinda
    Caeraugirl 20
    Captspar
    cathybird 15
    Couldsavemore 16
    Crazycatlady2
    Flying By 14
    GeorgianaCavendish
    Geriatricmum 10
    Honeysucklelou2 10
    HotDog2020 14
    ilovetea 20
    JustALass
    KajiKita 18
    keggie 18
    laura lau 16
    leftatthetrafficlights 24
    lianne1984
    LittleMissDetermined 17
    Makingabobor2 15
    Money Choices
    Mrs Cautious 15
    MrsSave
    Nervous1234 23
    OnlyJealousOfBirds
    PurplePhoenix62
    QueenJess
    Rupacomp 10
    Saver-upper
    SecondStar
    short bird 18
    Thevalueofless 20
    Worlds Worst Superhero


    :):) Newcomers welcome! :):)

    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,586 Forumite
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    KajiKita said:
    🤔 Friday  wasn’t, Saturday wasn’t, Monday was, Tuesday was, today was. 
    3 more NSDs please 😊 And sorry for being AWOL 

    KK x
    @KajiKita no need to apologise at all, it's good to hear from you xx :):)
    In April I am taking a break from buying: Books
  • Nervous1234
    Nervous1234 Posts: 77 Forumite
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    No spend day number 22 😊 that will be my total for February which I am thrilled with. Thank you for doing this Cathybird. Plans for tomorrow is to sponsor a colleague for a charity run they are doing and contributing to another colleagues baby collection 😊 well done everyone and good luck for tomorrow x
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • cathybird
    cathybird Posts: 13,586 Forumite
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    Well done LittleMissDetermined, Geriatricmum, SecondStar, Flying By, Money Choices, AuntieL, beanie, Caeraugirl, KajiKita and Nervous1234 imageimageimage
    In April I am taking a break from buying: Books
  • laura_lau
    laura_lau Posts: 442 Forumite
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    One last NSD for February for me today! See you all in March!
    My debt free journey starts on 30/08/2023:

    CC1 - 5,151.92 now 4,939.76
    CC2 - 4,625.87 now 4,741.90
    CC3 - 4,166.15 now 4,560.92
    Current outstanding total: 14,242.58

    Aiming to be debt free by Dec 2026.

    May 2024 No-Spend Day Challenge - 13/17
    NST May 2024 - 
    #21 1p savings challenge 2024 £188.11/£671.61
  • short_bird
    short_bird Posts: 3,705 Forumite
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    See you next month  :)
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
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