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Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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Fabulous February's No-Spend Day Challenge!
Comments
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Unsure of today yet.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
One for yesterday, none today as we're getting the sofa cleaned and I'm not counting that as a necessary spend1
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Everybody seems to think it is the end of feb today, your a day early! leap year!2
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25th NSD today
Not sure what the target for March is yet - need to look at my calendar. ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
Frugal living in 2026.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
6 month Emergency Fund: £5,768 / £8,000
Nationwide 1 year 6.5% Savings - £1,600 / £2,2001 -
NSD for me today please0
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Hi everyone
I’ve 4 more NSDs to report which means I’ve met my target of 10NSDs.These were 14,15,23 and 26 February.
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
NSD #18 today. Happy to reach my target 😁 Thank you @cathybird for maintaining the thread 🤩MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001 -
One today. Last one of the month as wont be one tomorrow.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
NSD for me today.#15 Save £12k in 2026 £6000/£120001
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FebruaryOff to a start =
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Target beaten =
February targetsAuntieL 18/18
Balancinglife 12/18
beanielou 21/19
bloomfelt 13/18
blubella 3/12
BudgetingBelinda 3/15
Caeraugirl 19/20
cathybird 20/15
Captspar 4/15
Couldsavemore 13/15
Crazycatlady2 17/18
Flying By 14/14
GeorgianaCavendish 8/16
Geriatricmum 13/10
Honeysucklelou2 4/10
HotDog2020 9/14
ilovetea 21/20
JustALass 7/12
KajiKita 14/18
keggie 15/15
laura lau 18/18
leftatthetrafficlights 24lianne1984 10LittleMissDetermined 17/15
Makingabobor2 10/15
Money Choices 10/10
Mrs Cautious 19/20
MrsSave 5/10
Nervous1234 21/20
OnlyJealousOfBirds 6/15
PurplePhoenix62 10QueenJessRupacomp 13/12
Saver-upperSecondStar 25/26
short bird 18/18
Thevalueofless 16/20
Worlds Worst Superhero 16/TF
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