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Fabulous February's No-Spend Day Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 9,320 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    None over the weekend - too much happening. 
    One today for Monday 😊

    KK
    As at 15.01.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 7 books of target 52 in 2026 as @ 23rd January 
    Produce tracker: £29 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • SecondStar
    SecondStar Posts: 667 Forumite
    500 Posts Third Anniversary Name Dropper
    11th NSD today
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.
    Frugal living in 2026.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
    6 month Emergency Fund: £5,768 / £8,000

    Nationwide 1 year 6.5% Savings - £1,600 / £2,200
  • AuntieL
    AuntieL Posts: 480 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD for me today after a spendy weekend
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    January 2026 NSD Challenge 5/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £92,396.89 (10years 4months)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £44.43/ £1000
  • Geriatricmum
    Geriatricmum Posts: 218 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD 4 today! Even got a lift home from work so saved my £2 bus fare. Little wins. 
  • Couldsavemore
    Couldsavemore Posts: 495 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    2 more NSD’s for me..

    Taking me up to 7/15.

    @cathybird… estimate is coming in at 1300. No wonder I can’t get out of deb!!
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • Nervous1234
    Nervous1234 Posts: 77 Forumite
    Third Anniversary 10 Posts Name Dropper
    Number 8 for me today finally 😂 

    I am now officially working away so if I do have time to grab a sandwich (currently on a late running train and still a change to do) I can use my company credit card so no spending for me 😊 Good luck everyone 👍
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26     Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • ilovetea
    ilovetea Posts: 1,299 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Another NSD for me today.
    11/20 now.   Going out tomorrow so might have a spend on sellotape. So exciting :-) 

      ilovetea. xx
    Make £2026 in 2026 £58-73
    Declutter 61 items in 2026
    NSD's in Jan. 18 /20
  • cathybird
    cathybird Posts: 16,188 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    short_bird said:
    Day 8 today: forgot it is half term so I will be really early to work...
    @short_bird you actually called day 8 yesterday so think you are on 9 today - let me know if I'm wrong though! xx :)
  • cathybird
    cathybird Posts: 16,188 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    February

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    February targets

    AuntieL 8/18 imageimage
    Balancinglife 6/18 imageimage
    beanielou 9/19 imageimage
    bloomfelt 8/18 imageimage
    blubella 3/12 image
    BudgetingBelinda 3/15 image
    cathybird 6/15 imageimage
    Caeraugirl 8/20 imageimage
    Captspar 4/15 image
    Couldsavemore 7/15 imageimage
    Crazycatlady2 9/18 imageimage
    Flying By 4/14 image
    GeorgianaCavendish 7/16 imageimage
    Geriatricmum 4/10 image

    Honeysucklelou2 10
    HotDog2020 2/14 image
    ilovetea 11/20 imageimageimage
    JustALass 7/12 imageimage
    KajiKita 6/18 imageimage
    keggie 7/15 imageimage
    laura lau 6/18 imageimage

    leftatthetrafficlights 24

    lianne1984 10
    LittleMissDetermined 8/15 imageimage
    Makingabobor2 3/15 image

    Money Choices
    Mrs Cautious 6/20 imageimage
    MrsSave 5/10 imageimage
    Nervous1234 8/20 imageimage
    OnlyJealousOfBirds 3/15 image

    PurplePhoenix62 10

    QueenJess
    Rupacomp 5/12 imageimage

    Saver-upper
    SecondStar 11/26 imageimageimage
    short bird 9/18 imageimage
    Thevalueofless 3/20 image
    Worlds Worst Superhero 9/TF imageimage

    :):) Newcomers welcome! :):)

  • cathybird
    cathybird Posts: 16,188 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 February 2024 at 9:51PM
    Couldsavemore said:
    2 more NSD’s for me..

    Taking me up to 7/15.

    @cathybird… estimate is coming in at 1300. No wonder I can’t get out of deb!!
    @Couldsavemore ouch - sorry to hear it - cars are expensive, there's no two ways around it
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