Banks

JLMartin

I need to deposit cash in bank.  All area branches do not exist any more.  There is one main branch in town.  I cannot get to town until the afternoon.  It closes at 3pm!!  How on earth can people bank any more.  Yes I do have digital but that’s not the point.  I often still need to do this. It makes me so angry 😡.

friolento

JLMartin said:

I need to deposit cash in bank.  All area branches do not exist any more.  There is one main branch in town.  I cannot get to town until the afternoon.  It closes at 3pm!!  How on earth can people bank any more.  Yes I do have digital but that’s not the point.  I often still need to do this. It makes me so angry 😡.

Have you tried the Post Office?  https://www.postoffice.co.uk/everydaybanking

CliveOfIndia

Is there an ATM outside the branch?  You can usually deposit cash at a bank's "own" ATM.

DullGreyGuy

JLMartin said:
How on earth can people bank any more.  Yes I do have digital but that’s not the point.  I often still need to do this. It makes me so angry.

If you do it often how have you solved for it before?

It's in part why increasingly people don't accept cash if they can avoid it, its a risk holding/handling it, its time consuming/costly and inconvenient. 

The last time I had to go to a branch was years ago when the battery failed in my HSBC security token and they hadn't sent a replacement automatically. Before that would have been to deposit a cheque but that can now be done by App too. It's inevitable that as the majority rarely attend a branch that branches cease to be economical to run. They're no different to shop branches, if one isn't profitable then it gets closed down. 

la531983

Another vote for Post Office here.

la531983

CliveOfIndia said:

Is there an ATM outside the branch?  You can usually deposit cash at a bank's "own" ATM.

Halifax branches used to offer it but the newer cash machines they use dont have this facility, you also found come the end of the weekend the envelopes had all run out. Well, in my experience anyway.

CliveOfIndia

la531983 said:

CliveOfIndia said:

Is there an ATM outside the branch?  You can usually deposit cash at a bank's "own" ATM.

Halifax branches used to offer it but the newer cash machines they use dont have this facility, you also found come the end of the weekend the envelopes had all run out. Well, in my experience anyway.

I guess it could well depend on the bank.  I'm with Santander, and at the branch in town you can pay in cash or cheques.  You put them in loose - if it's a cheque it scans it, tells you what it thinks the amount is, then asks you to confirm if it's the right amount.  With cash you can feed in a wad of notes, it'll count the money and again, ask you to confirm if that's the right amount.  Always struck me as pretty clever

Rob5342

You can do it at a post office with lots of banks, they are often counters inside other shops and tend to be open when a bank wouldn't be.

Where are you getting cash from that can't be paid electronically>

eskbanker

Post office, automated supermarket checkouts and other banks were all suggested last time OP sounded off about this last year....

https://forums.moneysavingexpert.com/discussion/6432210/cash

wmb194

I would go back to first principles and ask why I have so much cash and is there some way to minimise or eliminate the amount I need to deal with.

Middle_of_the_Road

wmb194 said:

I would go back to first principles and ask why I have so much cash and is there some way to minimise or eliminate the amount I need to deal with.

In their post from last year, they were trying to easily deposit coins saved up over a period of time, so possibly not a regular problem.