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The Diary Of Onebrokelady Aged 60 And A Half

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  • milann
    milann Posts: 11,386 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I’m pleased you’re going for early retirement. It was a bit of a shock to my system when I had to but I soon got used to the idea. That said I felt much happier once I got my state pension 👍
    I’ve just found a programme on channel 4 and thought of you. It’s called something like The Big Tiny Challenge. Look it up before the tv goes 👍 Dh found it by chance.
    January spends - £587.58
  • badmemory
    badmemory Posts: 9,615 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Thanks for the Deer Run it looks very interesting & not as roomy as most things like that.  If I had a mansion I would have a gym, but would I actually use it?  Always the problem.
  • satchmo1
    satchmo1 Posts: 3,222 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Please check before you stop paying into your pension - you may be entitled to more if you take ill health retirement whilst it is still ‘live’ 
    I was going to suggest keep paying in even £1 into that pension pot, as current rates will be at their lowest due to T'Orange one's idiocy decimating pension funds.
    What would you get if all you got was what you were thankful for?
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I don’t either but I just feel I’d read something once ,but not sure 
    Yes you’re right, I read the guidelines that came with the paper work I need to fill out and you can get an enhanced rate if you qualify so I will leave it for now until I get some info from HR. Thanks for pointing it out because I wouldn’t have checked otherwise 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    milann said:
    I’m pleased you’re going for early retirement. It was a bit of a shock to my system when I had to but I soon got used to the idea. That said I felt much happier once I got my state pension 👍
    I’ve just found a programme on channel 4 and thought of you. It’s called something like The Big Tiny Challenge. Look it up before the tv goes 👍 Dh found it by chance.
    I don’t think it will be much of a shock to me because I’ve been off sick so much I might as well be retired 😀 the money situation isnt ideal but I will muddle through as always. I think I’ve heard about this programme, is it about dolls houses or miniatures by any chance 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    badmemory said:
    Thanks for the Deer Run it looks very interesting & not as roomy as most things like that.  If I had a mansion I would have a gym, but would I actually use it?  Always the problem.
    I would use a gym if I had one for sure, I do miss going to the gym ☹️
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • Onebrokelady
    Onebrokelady Posts: 7,800 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    satchmo1 said:
    Please check before you stop paying into your pension - you may be entitled to more if you take ill health retirement whilst it is still ‘live’ 
    I was going to suggest keep paying in even £1 into that pension pot, as current rates will be at their lowest due to T'Orange one's idiocy decimating pension funds.
    I don’t get any choice how much I pay because it’s another NHS pension so the payment is based on how much I get paid each month. It only cost me £13 this month so I will leave it for now until I have more info
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,510 Owed = £11,120
  • daisy_1571
    daisy_1571 Posts: 2,105 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Have a think about selling your books if you are looking for a little cash - if its light you take it to a shop or parcel place, if its heavy they come collect it.   Doesn't take long to do, even quicker if you have the app as you scan the bar code rather than type it.  I used to have mus!c magp!e and z!ff!t open on the computer, try the bar code in each (type into one, highlight, press 'control' button and 'c' or mouse click copy whichever you prefer, see how much that one is offering, go to the other one, click in the bar code box, control and v or mouse click paste), see how much that one offers.  Delete it out of the lower paying one.

    We've had times weve got 50quid from each of them, just last week I've sent off a little box for 8quid.  Latterly I've just been using zft which is now we buy any books. 

    If you want rid of the books, any that both of them don't want just get rid of, I've tended to keep the leftovers and try them again another time as what they want changes all the time.

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Newstartforme
    Newstartforme Posts: 132 Forumite
    100 Posts Name Dropper
    Hi OBL , I just wondered if you would be eligible for SSP or universal credit to top up your half pay , your wages department may help with this ?
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