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Credit card debts
Comments
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hi all.
I’ve finally got all of my defaults now (taken a while)I have one question.
Barclays Bank have not sent me a default letter but the default is showing on my credit report. Do I need to still chase them for the letter? I’m guessing not as the default is showing.
They are the only account out of all of mine that haven’t sent me the paper letter.
should I bother?0 -
As long as it says "in default" on your credit report, all is good, you don`t need the paper copy.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Thank you.
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