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Buying a little piece of Middle England; Manifesting my way to mortgage free.

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  • this beauty had opened up today in the garden 🌺 I had to stop and take a picture on the way to the car this morning 🥰
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    slm6002 said:
    My daughter managed to find a second hand dress for £6 that she plans on wearing.  I need to adjust the halter neck strap to the correct length for her and sew some beads on but that is hopefully all that needs doing.  It is black so hoping the shoes and accessories should be easy to find.  Good luck with your hunt :)
    My daughter got a bargain with her dress too! She said it cost less than £20 😁 and with the shoes not costing too much either it's not broken the bank. 
    My DD has a red dress and it has silver speckles in it so we got silver and nude sandals to match ☺️
    We will save money as we are doing her hair and makeup ourselves and we will drive her there. No posh cars or makeup artists here I'm afraid. 

    sounds like a bargain. The whole prom thing is crazy money ! My DD is not at school so wont be going to a prom. So loads of money saved on that, but she is really upset and feeling left out, so I have said we can have a spa day somwhere. eek, it will be £££s, but will hopefully give her a boost! I need to check out the voucher sites!
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    well done on the final bit of wallpapering, nice to see it finished off so you can tick it off the list.
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • So glad the expensive days of buying school uniform are behind us.
    Love 🐞

    Grow your own: £14.66
  • slm6002 said:
    My daughter managed to find a second hand dress for £6 that she plans on wearing.  I need to adjust the halter neck strap to the correct length for her and sew some beads on but that is hopefully all that needs doing.  It is black so hoping the shoes and accessories should be easy to find.  Good luck with your hunt :)
    My daughter got a bargain with her dress too! She said it cost less than £20 😁 and with the shoes not costing too much either it's not broken the bank. 
    My DD has a red dress and it has silver speckles in it so we got silver and nude sandals to match ☺️
    We will save money as we are doing her hair and makeup ourselves and we will drive her there. No posh cars or makeup artists here I'm afraid. 

    sounds like a bargain. The whole prom thing is crazy money ! My DD is not at school so wont be going to a prom. So loads of money saved on that, but she is really upset and feeling left out, so I have said we can have a spa day somwhere. eek, it will be £££s, but will hopefully give her a boost! I need to check out the voucher sites!
    I was actually thinking about taking my DD to a spa for her 16th which is in July! If you find somewhere that sells bargain priced spa days let me know 😁
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • well done on the final bit of wallpapering, nice to see it finished off so you can tick it off the list.
    It's been hanging over us for months and every time you walk down the hall it was there staring at us unfinished 🤣 I am SO glad I just got on with it yesterday! All done and I will tidy it all up today and be done with that job. DP can lay the flooring when I find some...
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • So glad the expensive days of buying school uniform are behind us.
    Love 🐞
    It really is expensive 😭 and I have two starting the new school. DS is home schooled atm but he is going back into school in September - same one as DD. We went to an open day for him and took DD and she loved it and wanted to go too! So she's applied for A level and he is going in to do GCSE as I can't afford the home Ed prices of GCSE exams! 
    But It is a technical college and that means smart business wear for both which works out the same as a usual school uniform (expensive!) so I am really glad now the shock has passed of yesterday 🤣 that is is all done!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Love a spa, my dad has given my sister and I some money to go to a spa to thank us for our support. We are thinking of having a sound bath.
    Love 🐞

    Grow your own: £14.66
  • Okay, doggy walked. Bedding in the washing machine and hoping it stays dry for me to hang out. 
    Sausages out the freezer for dinner.
    TT £1.56 to MOP (in a vain effort to get back into MS brain). Bank accounts all end in a 00 now. 

    I should be resting as oweeeewwwe (I'm sore) 🤣 but let's face it that's not me. 
    DP has a business meeting and lunch with the person who took the job he interviewed for. He got his little rants out before he left. I hope they were all done with anyway 🤣. He has to hand over a big account to her now that he's worked really hard on and done all the leg work for.....hmm...he's not too happy let's just leave it at that. I said, be nice, there might be another territory opening up soon 👀🤷🏻‍♀️🤣

    So anyway with him out the house and me not wanting to sit still I have put cleaner all over kitchen tiles and surfaces and am going to deep clean kitchen sides (I may have been using it as my storing station whilst diy-ing and it is covered in paint and wallpaper paste 😬) ... 

    Hoping to finish off that last bit of wall in the toilet too, caulking and tidying up paper and paint. The area is less than two metres so I think I can manage it.

    I will sit down later but I sometimes think it's best to keep moving after a Chiro appointment albeit more slowly as otherwise I seize up. Pottering around.... although isn't it spelled, puttering...hmm? 

    I have my new linen trousers on, they are so flattering to MAS (middle aged spread) they feel all swooshy and floaty. 

    MS efforts today - ground up the dried dog food I bought for my FLD because I bought biscuits too big and he refuses to eat them, tbf he has barely any teeth left in his head. I've put them in an old cereal box now they're ground. Before my most recent lightbulb 💡 moment I would have given them away to one of the neighbours and bought another pack of food 🙈 so saved £12 there. 

    I will hang this wash out if it is quick as it's lovely and dry at the moment.

    It will be a NSD. I am not buying anything!! That's my Mantra for today...

    I am going to do some surveys (If I get lucky as I've not been all that lucky this week with them).

    Might be back later if I can sit my backside down for more than five minutes...I'm like a butterfly moving slowly but always flittering about and around and can't pin me down for long 🤣🦋
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Love a spa, my dad has given my sister and I some money to go to a spa to thank us for our support. We are thinking of having a sound bath.
    Love 🐞
    Oh we cross posted, my friend does sound baths, he has just set up his own business after being made redundant so we went along to one of his first ones. It was okay but I think I was too far away from the gongs. I have said to my other friend that it would be good to go again though, if nothing else it is a relaxing hour with some nice sounds :joy: 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
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