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Buying a little piece of Middle England; Manifesting my way to mortgage free.

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Comments

  • Watty1
    Watty1 Posts: 6,985 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 26 August at 1:11PM
    That kitchen is gorgeous.  Absolutely does not look a 'budget kitchen' but really high end.   Great job.

    Also admit to a touch of admiration at the pebble tables - I adore them - my rental had a set.  I would have offered to buy them but I had no idea what would happen in my life (there was so much gorgeous ercol in that place that when I moved out I suggested my landlady sell it - she had just relocated it from her grandmothers who had passed away to the unit I was renting as I had no furniture at the time.  She didn't realise how sought after it was so I made sure to tell her to be certain she was happy with me using it.  Bless her, she just wanted me to have somewhere nice to live in and she thought I might like it!).
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,513 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Watty1 said:
    That kitchen is gorgeous.  Absolutely does not look a 'budget kitchen' but really high end.   Great job.

    Also admit to a touch of admiration at the pebble tables - I adore them - my rental had a set.  I would have offered to buy them but I had no idea what would happen in my life (there was so much gorgeous ercol in that place that when I moved out I suggested my landlady sell it - she had just relocated it from her grandmothers who had passed away to the unit I was renting as I had no furniture at the time.  She didn't realise how sought after it was so I made sure to tell her to be certain she was happy with me using it.  Bless her, she just wanted me to have somewhere nice to live in and she thought I might like it!).
    We had the tables growing up! And I remember loving the shape. These are the darker stain not the blonde hence the cheaper price tag. I couldn't afford the blonde ones 🫨😱. The stain matches the chair and sofa and other end tables I have (made in India I think so dark wood). I have been eyeing up a giraffe (tall one) as a room divider in the long new room but I can't justify the price of that one I'm afraid (😭) I love the shape of those 😍.
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Kitchen looks stunning @debtfreewannabe321 and that paper is gorgeous  <3 
    you seem to have been non stop for a while now with work, the house, family and even though there’s been a lot of positives it’s understandable you feeling emotional ((hugs)) 
    1st May 2025
    Mortgage Balance 1: £21,601.50 4.98% Now: £18,044.31
    Mortgage Balance 2: £84,420.24 Now: £83,562.45

    Credit Card Balance 3: £10,911.76 Now: £7,237
    Student Loan £TBC
  • daisy_1571
    daisy_1571 Posts: 2,160 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    wow thats beautiful,  I'm also a colour lover so loving that wallpaper and cabinets 
    Well done.  The one thing about putting in the effort vs paying someone- you really appreciate it when its done.  All your own hard work!  Hard at the time but well worth it later

    Dxxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • slm6002
    slm6002 Posts: 4,420 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That looks fantastic and you should be really proud the both of you.  Enjoy it :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • dawnybabes
    dawnybabes Posts: 3,418 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It looks amazing, home run now ….
    Sealed pot challenge 822

    Jan - £176.66 :j
  • Jessy103
    Jessy103 Posts: 2,301 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Looks fantastic, great job! X
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,513 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Aw thanks all 🥰🙏🏻
    DD and DP went swimming and I have had a quick clean round. Guess what? 
    The living room kitchen is no longer! 👏🏻👏🏻👏🏻 Yay! The garage kitchen is still a work in progress 🤣. DS kitchen is also nearly empty and the old kitchen only has two cupboards left to empty too 😁👏🏻👏🏻.
    I stopped for today about an hour and half ago and have sat enjoying a cuppa looking at the new kitchen in peace. 
    I've got a few things to do tomorrow so was trying to get the kitchen to a good place to stop today so we can start using the new one and migrate from the old one. I need to find a home for the air fryer. I'm debating putting it in a cupboard and getting it out as and when we want it.. it's so big I don't want it on my nice new side 🙈🤣. Not sure how practical that will be.

    Had another nsd they are easy to rack up when consumed with work at home. 
    Right off to read for a bit and get ready for tomorrow. 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,513 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ooo and I think I've sold my old pan set on FB already only just put It up 👏🏻 that should be collected tomorrow hopefully. I'll re-start my home cash EF (accidentally spent it on pebble tables 🤪🫢).
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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