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Chase 1% cashback ending

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  • la531983
    la531983 Posts: 3,123 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 5 January 2024 at 2:13PM
    No reason why this month should be different. And given its ending 17th Feb you wont have a Feb pay-in requirement because it works a month in advance (pay in Jan counts for Feb, pay in Feb would count for March if it was continuing etc etc)
  • la531983 said:
    No reason why this month should be different. And given its ending 17th Feb you wont have a Feb pay-in requirement because it works a month in advance (pay in Jan counts for Feb, pay in Feb would count for March if it was continuing etc etc)
    Cheers for that but am I right in thinking the end of the month is ok going forward?
  • northwalesd
    northwalesd Posts: 1,318 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As long as you pay a total of £500 in at any point in the month you will qualify for the cashback offer in the following month. It can be any time in the month.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,594 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 5 January 2024 at 5:04PM
    My alternative card for rare months when Chase cashback is filled is the Amex Nectar credit. 1% back on (nearly) all spend. Occasionally knocked back by small retailers. Useful for larger (> £1.5K) purchases.
    Isn't it 2 nectar points per full pound spent?  Not strictly the same as 1% cashback as Nectar is not cash and when you redeem them you are not getting the cashback you would have got if you had used a cashback card.  Plus isn't there an annual fee for the Amex Nectar card?

    The only place I spend Nectar points is Sainsburys petrol/diesel as I can get a better than 1% discount using other payment method at other places I could spend Nectar points.
    All true about Nectar points, the card came with a £100 bribe for spending 2K (yep, paid as 20,000 points) and a 1 year fee waiver. I'll review after a year and see what other options are available. It's useful at the moment since some expensive dental work is underway and my dentist takes Amex (in £2K chunks).

    What's your cashback card of choice?
  • ColdIron
    ColdIron Posts: 9,861 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    la531983 said:
    No reason why this month should be different. And given its ending 17th Feb you wont have a Feb pay-in requirement because it works a month in advance (pay in Jan counts for Feb, pay in Feb would count for March if it was continuing etc etc)
    Cheers for that but am I right in thinking the end of the month is ok going forward?
    Should be, I get instant confirmation in the app when I pay it in
  • My alternative card for rare months when Chase cashback is filled is the Amex Nectar credit. 1% back on (nearly) all spend. Occasionally knocked back by small retailers. Useful for larger (> £1.5K) purchases.
    Isn't it 2 nectar points per full pound spent?  Not strictly the same as 1% cashback as Nectar is not cash and when you redeem them you are not getting the cashback you would have got if you had used a cashback card.  Plus isn't there an annual fee for the Amex Nectar card?

    The only place I spend Nectar points is Sainsburys petrol/diesel as I can get a better than 1% discount using other payment method at other places I could spend Nectar points.
    All true about Nectar points, the card came with a £100 bribe for spending 2K (yep, paid as 20,000 points) and a 1 year fee waiver. I'll review after a year and see what other options are available. It's useful at the moment since some expensive dental work is underway and my dentist takes Amex (in £2K chunks).

    What's your cashback card of choice?
    I have not spent more than £1.5k a month in a long time so no need for a backup card.

    If/when it ends I will dig out my old Barclaycard 0.5% as Amex is not accepted where I spend most of my money.
  • Ballard
    Ballard Posts: 2,983 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi

    My 12 month Chase cashback deal is ending on the 17th of Feb so I will need to pay in the £500 in Jan to get cashback after that date. Can someone tell me if I can, as I presume, leave this deposit until the end of the month? Would this also be the case from that point onwards?

    Cheers
    I only use Chase abroad so don’t bother paying in for most of the year. Chase do send me a reminder at the end of every month that I’d need to pay £500 to get cash back the following month. 
  • Martico
    Martico Posts: 1,169 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 6 January 2024 at 10:55AM
    My Chase cashback initial 12 month period finished in May last year, and they've continued rolling it forward every month since, on the same terms (pay in £500 from a non-Chase account the previous month)
  • mr._prude
    mr._prude Posts: 169 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Has anyone got 1% cash back buyimg gift vouchers?
    I get 5% off at Tescos by buying perx gift vouchers.
  • NameWithheld
    NameWithheld Posts: 147 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    edited 6 January 2024 at 1:26PM
    mr._prude said:
    Has anyone got 1% cash back buyimg gift vouchers?
    I get 5% off at Tescos by buying perx gift vouchers.
    I used to, but now I don't.

    I get discounted gift cards through an employee benefit scheme. At first, the supplier bizarrely flagged them as Entertainment and I got the cashback. Then my employer changed the benefit supplier, and they are now flagged as Professional Services. So no cashback
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