Public Liability Insurance as music consultant for a venue
I've recently taken on the role of a music consultant and director for a venue, operating as a subcontractor responsible for managing their music programming and overall musical image. As part of my responsibilities, I need to organize the schedule for the venue's DJs, and their contract agreement stipulates the necessity of having Public Liability Insurance coverage.
Being new to this type of insurance, I've conducted online research but have struggled to find options that are specifically tailored to my role. Most search results seem to focus on different types of consultancies or are related to professions like musicians or music teachers.
I'm curious if the specificity of the insurance coverage matters in relation to the nature of my work. Does it make a significant difference if the insurance isn't explicitly linked to my particular job description?
Additionally, I'm looking for suggestions on affordable insurance options that would adequately meet my needs without being excessively costly. Any recommendations or insights would be greatly appreciated.
Thanks in advance!
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