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No Buy Year
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Rosa_Damascena said:SecondStar said:15/17 NSDs so far.
Purchases have been - £35 at Homebase, for paint stripper & colour sample pots, on Sat 6th before I’d fully mentally settled into a low-spend year; £6 in charity shops on a linen table cloth and a necklace, which will both be used for my main hobby which is viking age reenactment, on Sat 13th.
I had been so good about avoiding charity shops, but my partner needed to get another pair of jeans for working at the forge, and we both prefer to buy secondhand. Both the tablecloth and the beads were faaaar cheaper than their equivalents would be, if they were bought new. They’ll also be used from spring to autumn, for the reenactment events season.
I am not going to start depriving myself if stuff that I actually need fort the sake of maintaining a NSD. OTOH its all the micro-purchases - a few quid here and there - that I want rather than need that make up the bulk of my spending outside of bills. The easiest way of going about this is staying in I'm afraid!
I’m no angel, I’ve just finally woken up to how broke I am. For me personally, NSDs are motivated by remembering what I actually need & want to spend my money on; my ‘why’. For me, my ‘why’ is my senior pets, and being able to afford their necessary medications, treatments, and additional therapies. It’s more important that I can afford my dog’s hydrotherapy sessions, than it is for me to spend money on other things.
If I feel the need to wander down the homeware aisle in the supermarket, or nip around the clothes shops at the shopping centre, then I remember my ‘why’. Not that it’s easy, it’s still a very difficult cycle to break! You’re right that staying indoors is the most reliable way of not spending any money.‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4005 -
I love remembering the "why" I just bought two flasks on Amaz0n. I've horses, it was -6. this morning and everything was frozen. I'm allowing the spend.
My why is a need to rebuild my EF after paying off the ex. That doesn't sound very motivating so I'm changing the why. I had a think and really my why is so I can continue to afford the life I want which is a life in a small house (I need to downsize) and spend time with my horses. So adding stuff and spending does not help either but the flasks do. So the spend was allowed.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!8 -
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Ten more days of unconditional love: £3000 - my why is my loved ones.Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.8 -
Sending so much love. They leave such holes in our heart.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
I'm so sorry to hear this @kimwp. Sending hugs.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
@kimwp - I am so sorry to hear about Phoebe. I know how it is. I think I am still paying off the bill for two of my kitties that I had to put to sleep 5 and 8 years ago. But they are such a part of our lives and our hearts, it is hard to see them go. We just have to remember that they had a lot of love while they were with us and gave us a lot of love in return. Hugs to you.0
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Thank you @Watty1 @Cherryfudge @ilovetea and @weenancyinAmerica. You are so right weenancy, going through all the old photos has reminded me of the love. I'll stop derailing the thread, but say thank you for bearing with me, I have family and friends, but it's been an amazing additional comfort to have the kindness of this community to turn to.Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.phpFor free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.7
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My not buying toiletries didn't last as I was running out of roll-on. Will also need to get some handwash and TP in the next few days.
Its the skincare and cosmetic items I need to consciously swerve.No man is worth crawling on this earth.
So much to read, so little time.3 -
@kimwp
Sending hugs❤️3
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