We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING

Hello Forumites! However well-intentioned, for the safety of other users we ask that you refrain from seeking or offering medical advice. This includes recommendations for medicines, procedures or over-the-counter remedies. Posts or threads found to be in breach of this rule will be removed.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

No Buy Year

11820222324

Comments

  • I've just had a message from Asda to remind me that I have money left in my "Cashpot" and that if I don't use it before the end of January, I'll lose it.

    I very rarely shop at Asda, only if I'm away for the weekend and there is nowhere else.
    Giddy with the anticipation of my new-found wealth, I decided to check.

    £1! 🤣
    I don't know whether to laugh or cry!

    I can't decide whether to go mad and blow it all at once on one tin of soup, or not to let it all go to my head, be sensible and buy 3 tins of chopped tomatoes. 😆
    Decisions....decisions...


    That is so funny.  Last time we went to Lidl we got very excited because DH had a cashback offer on his Monzo account and we faffed about transferring money so he could use his Monzo card and we could get the cashback, which ended up being £1.52.  Well better than nothing I suppose!

    Ladywithaplan I use the Snoop app to track spending, which I like, but what really helps me is a page in my journal where I physically list my non-essential spends.  

    I am full of cold and haven't left our little village for 3 days so not spending was easy. In fact it's going to be a low spend week all round which is good because we have a loose tile on the roof so need funds to get that sorted. 
  • Katiehound
    Katiehound Posts: 8,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've just had a message from Asda to remind me that I have money left in my "Cashpot" and that if I don't use it before the end of January, I'll lose it.

    I very rarely shop at Asda, only if I'm away for the weekend and there is nowhere else.
    Giddy with the anticipation of my new-found wealth, I decided to check.

    £1! 🤣
    I don't know whether to laugh or cry!

    I can't decide whether to go mad and blow it all at once on one tin of soup, or not to let it all go to my head, be sensible and buy 3 tins of chopped tomatoes. 😆
    Decisions....decisions...


    That is so funny.  Last time we went to Lidl we got very excited because DH had a cashback offer on his Monzo account and we faffed about transferring money so he could use his Monzo card and we could get the cashback, which ended up being £1.52.  Well better than nothing I suppose!

     
    Well if you really want to laugh I have just had an email from Boots telling me that my loyalty points will expire in April so I need to use the card before then.  I logged onto the website but had to get a OTP to access  my account to keep it secure!

    And how much do I have......... are you ready???     A whole 15 pence!

    It's going to be a struggle to spend that and no more!
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
  • pumpkin89
    pumpkin89 Posts: 678 Forumite
    Seventh Anniversary 500 Posts Name Dropper

    And how much do I have......... are you ready???     A whole 15 pence!

    It's going to be a struggle to spend that and no more!
    Not so long ago that would have been possible :/
    Their own brand paracetamol is 49p or 44p with your card (as you get 10% off most Boots brand products).  Using the 15p takes it down to 29p which I believe is cheaper than anywhere else.
  • Watty1
    Watty1 Posts: 7,631 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I did buy a £2.50 cape from the Charity Shop but I love it so much I consider it £2.50 well spent.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Katiehound
    Katiehound Posts: 8,137 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 31 January 2024 at 10:30AM
    pumpkin89 said:

    And how much do I have......... are you ready???     A whole 15 pence!

    It's going to be a struggle to spend that and no more!
    Not so long ago that would have been possible :/
    Their own brand paracetamol is 49p or 44p with your card (as you get 10% off most Boots brand products).  Using the 15p takes it down to 29p which I believe is cheaper than anywhere else.
    Sadly this won't work.
    You have to have enough points to pay for an item, you can't use as a part payment and of course nothing in the shop for 15 pence!!

    That's probably why I tend to shop at Superdrug where you can use your points (in multiples of £) as a part payyment
    Being polite and pleasant doesn't cost anything!
    -Stash bust:in 2022:337
    Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82

    2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
    Knits:6covers,4hats,10mitts,2 bootees.
    Crotchet:61angels, 229cards=453 £158.55profit!!!
    2025 3dduvets
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.