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misstara's debt diary 2024
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I think you deserve a treat...what a January ๐ am so sorry it's been a tough one. I hope it gets better in February for you ๐๐ป ๐ยEmergency Fund goal - ยฃ717.77/2000
Weight loss goal 1 - 1/7 lbย
Mortgage OP goal 2026 - ยฃ800/ยฃ4500ย
Read 24 books this year 5/241 -
Thanks dfw321
Things are better than they were - OH seems to be mostly back to his usual self and we attended his mum's funeral earlier this week.
I had got everything up-to-date in ynab but need to input the last few days spends and then see where we are.
Nice weekend - just relaxing with OH and watching rugby.
Just this week to go at work and then off for 9 days
Mortgage 26.4.25 - ยฃ108,500ย 1.2.26 - ยฃ104,364.81
Mortgage overpayments so far - ยฃ902.92
Debt 16.11.25 - ยฃ5160ย 29.1.26 - ยฃ4760 (7.8% paid)
Roof savings - ยฃ907.27/ยฃ3660 (24.8% saved)0 -
Sorry there's been so much worry and sadness for you and yours recently. Hope the next week flies by and the 9 days break from work gives you both some time to relax.1
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Oops haven't posted for ages again - all is fine, just been focusing on spending quality time with OH.
The big news is that we went to see a mortgage advisor and now have a mortgage in principle so can start looking for somewhere to buy Mortgage 26.4.25 - ยฃ108,500ย 1.2.26 - ยฃ104,364.81
Mortgage overpayments so far - ยฃ902.92
Debt 16.11.25 - ยฃ5160ย 29.1.26 - ยฃ4760 (7.8% paid)
Roof savings - ยฃ907.27/ยฃ3660 (24.8% saved)2 -
WHOOOOOO! that is wonderful news ย Very exciting , hope that 'just' the right place is out there and waiting for you.
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Fabulous news! ๐๐ป ๐Emergency Fund goal - ยฃ717.77/2000
Weight loss goal 1 - 1/7 lbย
Mortgage OP goal 2026 - ยฃ800/ยฃ4500ย
Read 24 books this year 5/241 -
Woo hoo! Amazing news.
Debt Free - 4th June 20251 -
Thanks all - really excited by it.ย We've got some viewings over the weekend so will see how it goes.
Trying our best to be really careful with spending at the moment and putting any savings away.Mortgage 26.4.25 - ยฃ108,500ย 1.2.26 - ยฃ104,364.81
Mortgage overpayments so far - ยฃ902.92
Debt 16.11.25 - ยฃ5160ย 29.1.26 - ยฃ4760 (7.8% paid)
Roof savings - ยฃ907.27/ยฃ3660 (24.8% saved)1 -
Got some exciting news - we saw a house we really liked, made an offer and it was accepted
Did the mortgage application on Friday so just waiting to hear back, hopefully all will go through fine.Mortgage 26.4.25 - ยฃ108,500ย 1.2.26 - ยฃ104,364.81
Mortgage overpayments so far - ยฃ902.92
Debt 16.11.25 - ยฃ5160ย 29.1.26 - ยฃ4760 (7.8% paid)
Roof savings - ยฃ907.27/ยฃ3660 (24.8% saved)1 -
Fantastic news.ยI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.1
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