We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyous January's No-Spend Days Challenge!
Comments
-
Well I’m closing out the month with a total of 26 NSDs for January! Looking forward to the Feb thread
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £1,000 / £2,2002 -
Well donecathybird said:Not one today, have bought some compost and firewood, so finishing Jan on 23, which I am happy with. Looking forward to Feb thread now I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hello everyone
I’m reporting 3 more NSDs which means I got my total of 10 NSD this month. These were 16,18 and 26 Jan.
Moneychoices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
Two more to add for yesterday and today please.
This challeng has really made me think about what I spend and I have strangely enjoyed not buying things that wouldn't necessarily have cost much but things I just don't need.
Over to February now with a target of 20 NSD.
TVOL2 -
January Off to a start =5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 17/12
Balancinglife 17/18
basketcase 1/12
Baxtersmum 12beanielou 26/19
bloomfelt 3/10
blubella 15/12
BudgetingBelinda 12/15
cathybird 23/15
Caeraugirl 19/20
Couldsavemore 21/15
craftingmad 16Crazycatlady2 18/20
Doily94 4/16
Dorothy707 6/12
Flying By 15/10
FrugalMum3 1/26
GeorgianaCavendish 16/15
Hawley Gryphon 4/10
Honeysucklelou2 5/10
HotDog2020 11/16
ilovetea 25/20
KajiKita 20/15
keggie 16/12
laura lau 17/16
leftatthetrafficlights 22/24
lianne1984 10/10
LittleMissDetermined 20/22
Makingabobor2 13/15
Money Choices 10/10
MrsCautious 23/20
outoftheviciouscircle 15/15
PurplePhoenix62 10/10
QueenJessRupacomp 9/12
Saver-upperSecondStar 26/27
short bird 20/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 20/10
try harder 20Newcomers welcome
0 -
Actually managed another NSD today so finished with 16/12.
This helped to keep my focus and encouraged me to not buy snacks at school or crisps when I filled up with petrol.
Win win all round.GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.052 -
Hi
I squeezed in 2 more giving me a total of 21..
# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81382 -
NSD for me to end the month! This is my first time on this challenge and it's been so amazing I have joined up for February. Thank you so much @cathybird for all your hard work keeping us all accountable! xx2
-
I forgot to post yesterday!! One yesterday and today. I got 20!!!!! 🤩🎉🥳❤️😊💪
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards