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Joyous January's No-Spend Days Challenge!

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  • Well I’m closing out the month with a total of 26 NSDs for January! Looking forward to the Feb thread :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £600 / £2,400
  • beanielou
    beanielou Posts: 95,544 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    cathybird said:
    Not one today, have bought some compost and firewood, so finishing Jan on 23, which I am happy with. Looking forward to Feb thread now :):)
    Well done :)
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  • Hello everyone

    I’m reporting 3 more NSDs which means I got my total of 10 NSD this month. These were 16,18 and 26 Jan.

    Moneychoices
    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • Two more to add for yesterday and today please. 

    This challeng has really made me think about what I spend and I have strangely enjoyed not buying things that wouldn't necessarily have cost much but things I just don't need.

    Over to February now with a target of 20 NSD.

    TVOL
  • cathybird
    cathybird Posts: 15,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    cathybird said:
    Not one today, have bought some compost and firewood, so finishing Jan on 23, which I am happy with. Looking forward to Feb thread now :):)
    Well done :)
    Thank you beanie xx :)
  • cathybird
    cathybird Posts: 15,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 January 2024 at 9:47PM
    January

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    January targets

    AuntieL 17/12  image  image  image  image  image  image 

    Balancinglife 17/18  image  image  image  image

    basketcase 1/12  image 

    Baxtersmum 12

    beanielou 26/19  image  image  image  image  image  image  image 

    bloomfelt 3/10  image 

    blubella 15/12 image  image  image  image  image  image

    BudgetingBelinda 12/15  image  image  image 

    cathybird 23/15  image  image  image  image  image  image  image

    Caeraugirl 19/20  image  image  image  image 

    Couldsavemore 21/15  image  image  image  image  image  image  image

    craftingmad 16

    Crazycatlady2 18/20  image  image  image  image

    Doily94 4/16  image  image 

    Dorothy707 6/12  image  image 

    Flying By 15/10  image  image  image  image  image  image 

    FrugalMum3 1/26  image 

    GeorgianaCavendish 16/15  image  image  image  image  image  image

    Hawley Gryphon 4/10  image 

    Honeysucklelou2 5/10  image  image 

    HotDog2020 11/16  image  image  image 

    ilovetea 25/20  image  image  image  image  image  image  image 

    KajiKita 20/15  image  image  image  image  image  image  image 

    keggie 16/12  image  image  image  image  image  image 

    laura lau 17/16  image  image  image  image  image  image

    leftatthetrafficlights 22/24  image  image  image  image  image 

    lianne1984 10/10  image  image  image  image 

    LittleMissDetermined 20/22  image  image  image  image  image 

    Makingabobor2 13/15  image  image  image

    Money Choices 10/10  image  image  image  image 

    MrsCautious 23/20  image  image  image  image  image  image  image

    outoftheviciouscircle 15/15  image  image  image  image  image

    PurplePhoenix62 10/10  image  image  image  image

    QueenJess

    Rupacomp 9/12  image  image 

    Saver-upper

    SecondStar 26/27 image  image  image  image  image 

    short bird 20/20  image  image  image  image  image  image

    SpruceDog 12

    TheScarletPixie 2/20  image 

    Thevalueofless 20/10  image  image  image  image  image  image  image 

    try harder 20

    Newcomers welcome :)

  • keggie
    keggie Posts: 344 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Actually managed another NSD today so finished with 16/12.

    This helped to keep my focus and encouraged me to not buy snacks at school or crisps when I filled up with petrol.

    Win win all round.
    GC 2024 £1445.91/£3000
    GC July 24 £0/£250
    #16 XMAS 2024 £300:£366
    Surveys £32.05
  • Hi

    I squeezed in 2 more giving me a total of 21..

    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • Flying_By
    Flying_By Posts: 274 Forumite
    Part of the Furniture 100 Posts Name Dropper
    NSD for me to end the month!  This is my first time on this challenge and it's been so amazing I have joined up for February.  Thank you so much @cathybird for all your hard work keeping us all accountable! xx
  • KajiKita
    KajiKita Posts: 7,648 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I forgot to post yesterday!! One yesterday and today. I got 20!!!!! 🤩🎉🥳❤️😊💪

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
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