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Joyous January's No-Spend Days Challenge!
Comments
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Claiming another 2 NSDs (20th and 21st Jan) brining me to NSD #131
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Sunday was a spend day - bought parcel bags to send off some online auction sales and a pair of gym shorts on Vinted. I did use some credit on my Vinted account but it's still a spend.
Today (Monday) a NSD.
TVOL
13/101 -
NSD Monday 😊❤️
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 26 books of target 52 in 2026 as @ 12th April.
Produce tracker: £78 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
An unexpected day 16.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Claiming another NSD today, to take me to 13.#15 Save £12k in 2026 £4500/£120001
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January Off to a start =5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 11/12
Balancinglife 12/18
basketcase 1/12
Baxtersmum 12beanielou 19/19
bloomfelt 3/10
blubella 12BudgetingBelinda 11/15
cathybird 16/15
Caeraugirl 13/20
Couldsavemore 14/15
craftingmad 16Crazycatlady2 16/20
Doily94 4/16
Dorothy707 6/12
Flying By 9/10
FrugalMum3 1/26
GeorgianaCavendish 13/15
Hawley Gryphon 4/10
Honeysucklelou2 5/10
HotDog2020 9/16
ilovetea 19/20
KajiKita 15/15
keggie 11/12
laura lau 14/16
leftatthetrafficlights 18/24
lianne1984 6/10
LittleMissDetermined 16/22
Makingabobor2 9/15
Money Choices 7/10
MrsCautious 20/20
outoftheviciouscircle 15/15
PurplePhoenix62 10/10
QueenJessRupacomp 6/12
Saver-upperSecondStar 18/TF
short bird 16/20
SpruceDog 12TheScarletPixie 2/20
Thevalueofless 13/10
try harder 20Newcomers welcome
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Hello.
Didn't post yesterday but it was a NSD.
Today was as well.
Makes 19/20 now :-)
ilovetea xx
Make £2026 in 2026 £212-64
Declutter 160 items in 2026
NSD's in Jan. 24/20. Feb 18/201 -
Well done short bird, MrsCautious, LittleMissDetermined, laura lau, leftatthetrafficlights, GeorgianaCavendish, Thevalueofless, KajiKita, Caeraugirl and ilovetea
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Forgot to declare yesterday. Up to 9/15 now. Need to go some to get there this month.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,764....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1600/3000
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Studies/surveys April.....£63.71
Decluttering items 1402/2025. 195/2026
Books read 23 in 2025. 2026- 10 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Spent on Monday....air fryer, birthday card, home insurance, dog bed
Try again today1
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