We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Fresh Diary for 2024!

1246789

Comments

  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    How is everything @BlueJ94?
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • BlueJ94
    BlueJ94 Posts: 3,040 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    How is everything @BlueJ94?
    good thanks! Just waiting on mortgage contracts to come through and the house is ours! been busy with the nice weather so been attacking the garden!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • enthusiasticsaver
    enthusiasticsaver Posts: 16,209 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Congrats on mortgage offer.  
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php

    The 365 Day 1p Challenge 2025 #1 £667.95/£667.95
    Save £12k in 2025 #1 £12000/£15000
  • FootyFanDan
    FootyFanDan Posts: 1,771 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Great news on the house front :smile:
  • BlueJ94
    BlueJ94 Posts: 3,040 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hello all! 

    Sorry not posted in a while, not had the motivation to do so. Unfortunately my younger dog passed away when on a holiday to north wales at the beginning of June and before this I haven't felt motivated much to look on here or update. I've sat myself down and gone through CCs and managed to jump back to £1634.78. So im going to start meal planning again, get back onto my surveys aswell. We're awaiting to exchange contracts on the house aswell. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • Oh I am so sorry to hear that. 

    I've got my own 2 so can only imagine what you've gone through. 

    Good to see you back. 
    Debt Free - 4th June 2025
  • BlueJ94
    BlueJ94 Posts: 3,040 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Oh I am so sorry to hear that. 

    I've got my own 2 so can only imagine what you've gone through. 

    Good to see you back. 
    Thank you! We ended up getting another pup we got an olde English bulldog this time. He's so adorable, his name is Rory
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • BlueJ94
    BlueJ94 Posts: 3,040 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 5 July 2024 at 6:10PM
    Evening all,

    So I paid £184 to various CCs etc today to make a start on getting my debt down to £0. Probably clear the smaller ones first and close the account. My plan is to keep one CC open and only use it if ever needed, I'll remove the details from my phones wallet and anything it's connected to and leave the physical card at home unless needed.

    I'm also trying to get a bit healthier, my old job at Euros I was walking 14000+ steps a day and since changing to being at a desk job I do less than 3000 a day! I binge eat out of bordem at my desk too! So I want to start meal prepping as I don't eat breakfast first thing I want to try and make something I can have for a later breakfast.

    House wise we're literally awaiting contract exchange date and it's ours.

    I want to try and start posting on here a little more as I just lost all motivation to do so for a while but I went to keep myself accountable for my money. 

    Recently I've gotten into puzzles, when on holiday last year at the place we stayed there was a puzzle so I decided to do it and forgot how much I enjoyed them. I've done a few different puzzles from 500pcs to 1000pcs. I have a 20000pc one to do and frame but that's going to take a loooong time! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • BlueJ94
    BlueJ94 Posts: 3,040 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Evening all, 

    I paid £158.79 into capital cc today awaiting for it to update so I can close the account.

    Other than that I worked all day, now I'm home so going to have a shower, meal plan for next week and chill out for the evening 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • What a gorgeous doggy!!

    Well done on paying the CC's.

    Debt Free - 4th June 2025
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.