Fresh Diary for 2024!
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enthusiasticsaver said:BlueJ94 said:enthusiasticsaver said:Good luck with the mortgage.Was the mortgage advisor a whole of market one or are they tied to just one company? Why Kensington Mortgages and what sort of interest rate are they offering?I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest1 -
Just had an update stating
"The underwriter is looking at your case this afternoon so I’m sure they will want something else…..probably what the dog had for breakfast!!"I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest2 -
Update again -
Kensington asked for more proof of OH ebays invoices for items sent, also asked for update on driving license which we're waiting to get back and the underwriter was looking at the case for us yesterday eve.
Mortgage advisor is dropping the mortgage in principle to my estate agents, estate agents rang for names to confirm paperwork and to write references for Kensington as they requested.
We only applied on the 7th and the case seems to be going quicker than expected which is a good sign! hopefully...I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest1 -
Fingers crossed on things continuing to go smoothly!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00
Balance as at 31/12/23 = £112,000.00SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Afternoon!
Valuation done this morning and now we wait...I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest2 -
Can I ask what solicitor firm you are using for the mortgage? We've had an offer accepted and DIP with Kensington but the firm we were going to use aren't on their panel!1
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lampshade15 said:Can I ask what solicitor firm you are using for the mortgage? We've had an offer accepted and DIP with Kensington but the firm we were going to use aren't on their panel!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest0 -
lampshade15 said:Can I ask what solicitor firm you are using for the mortgage? We've had an offer accepted and DIP with Kensington but the firm we were going to use aren't on their panel!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00
Balance as at 31/12/23 = £112,000.00SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
We've received our offer this morning!I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest3 -
Just seen this - exciting stuff!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00
Balance as at 31/12/23 = £112,000.00SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1
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