Ulster Bank BEWARE

thevoid69

I've just opened an Ulster savings account but now having second thoughts! Will there be any issues without an Ulster current account? 

Middle_of_the_Road

thevoid69 said:

I've just opened an Ulster savings account but now having second thoughts! Will there be any issues without an Ulster current account? 

No. You will need to install the app and register for biometrics though to make withdrawals of over £750

Topiary

How long from saver application incl biometrics check before you can make 1st deposit? Am at day 2 have downloaded app but unable to provide PIN security check as not given a pin yet. Thanks

Tommaso46

Biometrics checks are a PITA. I've never had to do this (YET) when opening a bank account.

wmb194

Tommaso46 said:

Biometrics checks are a PITA. I've never had to do this (YET) when opening a bank account.

What are you referring to? The picture and the voice recording? I don’t think they were difficult, not using my phone anyway. This is standard with NatWest Group banks.

Tommaso46

I avoid app-based bank accounts. I have security concerns about them. Furthermore, biometrics checks are not required for web-based accounts, which for me  is an advantage.

phillw

Tommaso46 said:

I avoid app-based bank accounts. I have security concerns about them. Furthermore, biometrics checks are not required for web-based accounts, which for me  is an advantage.

What makes web browsers better than apps?

Tommaso46

I prefer them- because I do all my banking stuff at home, on my computer - on a big screen. But that's just my personal preference

Middle_of_the_Road

Tommaso46 said:

I prefer them- because I do all my banking stuff at home, on my computer - on a big screen. But that's just my personal preference

I'm guessing you don't have to manage many  accounts then. Managing tens of current and savings accounts online is totally impractical if relying solely on their website access. 

Tommaso46

Wow - are you managing tens of current and savings accounts? You must be rolling in ££££££