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NST January 2024: This is Sparta!
Comments
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forgot to add the gratitude! Today I am grateful for:
- being able to do my job from home so I didn't have to endure hours of horrible replacement services commute to then have to cancel half of my meetings because I didn't make it to the office in time
- having subscribed to the live disruption updates of the railway company, which prevented me just in time from being stranded 2 stations later
- warm wooly jumpers and socks
Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/6610 -
Good evening 🌘
As predicted - felt back to normal today and had a really productive day. Have done some reflection on my energy levels/mood and decided that instead of feeling guilty/frustrated when I have a day like that - I am going to instead diary in a recharge day every Monday.
It will be a day of rest - mindfulness - a long soak in the bath - as much rest and sleep as I feel I need - some creative activities at home like cooking or chill time gaming... whatever enables my batteries to recharge. I am making this a part of self care routine and will be non negotiable - and will prioritise me-time that day each week. Hopefully now - instead of dreading Mondays I will look forward to them.
Did a big big food shop so I can meal prep for this/next week and re-stocked some toiletries I was almost out on. Shouldn't need to have any more spend days for a bit.
Today I am grateful for:
1) Realising music and singing do me a lot of good
2) Friendly people at the gym
3) For having a full fridge, freezer and cupboards.
Today was a spend day
Total = NSD 4 / 16
Have a nice evening folks x⭐ DEBT FREE : 18/02/2025 ⭐
Follow your heart & be true to yourself always
My life is full of abundance and prosperity
NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
Be kind - Eat well - Exercise - Be mindful11 -
Not an NSD so sticking on NSD3. Needed milk and bread and onions, so did a small shop, and then just cleaned and sorted and cleared things from the house, hoovered, did the bins and recycling, and made a (very) garlicky puy lentil stew because the boys went back to school today and their immune system needs all the help it can get.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******10 -
Evening all,Thanks for all your good wishes re my brother. I took him home earlier, as he was keen to get back to his flat. He was coughing quite a lot this morning, but still breathing better, according to him, anyway. He had got up early, such a change from lying in bed all day, which is what he usually does. My husband reckons that some of it is psychological - there was / is no need for him to be confined to his flat and lie in bed all the time - in fact at his pre-op check, the anaesthetist at the hospital made him get out of the wheelchair and chased him up and down the corridor to look at changes in his oxygen levels, which I was a bit shocked about. He said that some gentle exercise would be good for him, so hopefully he has taken that on board. We now need to wait for the test results and the next steps.In other news, Tuesday is normally my grocery shopping day, but I decided that it could wait another day. I spent some time this afternoon using up some of the odds and ends in the fridge. I made a rice pudding as I had slightly OOD cream, an apple tart with sad apples, and a chicken pie to which I added the last 2 mushrooms, 3 little slices of fancy ham and some peas. We had ham salad for dinner, as I hadn't even started some of the salad items bought last week. I must get better at meal planning! More use ups planned for tomorrow, but I will need to do a small shop for missing ingredients. A small shop this week would be good, given the amount of money I have spent on taxis etc and coffees and sandwiches at the hospital recently. I know I should take them from home, but I have been too stressed to prep it in advance of having to leave home before 6 amI am grateful to have got this appointment for my brother out of the way, and that the follow up will be at the much closer hospital, and that it isn't raining (though it is very cold). I even got the bedding from the spare room almost dry outside today!Nothing spent today, so NSD 3.11
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I love my bob.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.11 -
NSD#6,as there was no diesel at the village shop.
Did yoga, made a packed lunch, etc before work. All went ok. Managed to persuade pupil to work outside the art room, whilst the rest of the class were inside, so I got to use oil pastels too.
Practiced Norwegian when I got home & made a fire. After tea I quilled shapes for the framed initial.
Grateful for still having 1/4 tank of diesel, that the ground wasn't as icy as yesterday, my friend has sold her house & can now buy the smaller one she loves, DS3 (age 15) & his friends waving & saying hello as they pass my playground at lunchtime - will miss it when he leaves school!Use it up, wear it out
Make do or do without!
If you see someone without a smile, give them one of yours 😃
⭐⭐⭐⭐10 -
Today I am grateful for my morning coffee, for having some work that I enjoy, for my warm jumper, for DH making tea, for DH sorting out the internal flights for our Oz trip in July.
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!10 -
Greatful for a day off today; some time with DD and my BF; a hot bath and finding the stamina to make a lentil spag bol sauce when I feared I really couldn't be bothered - it was scrummy!
used cafe vouchers so total cost was £1.70 for lunch X3; not a NSD so took advantage of some expiring coupons and being close to Sainsbury's to do a small shop of some staples.
Spent more time than I cared to trying to sort out replacement phone after mine got very damaged in the mudsliding incident - having looked into all options a reconditioned one seemed best bet for my pocket and the environment..Proud of myself for sorting this out, or taking the first step towards anyway, it's the sort of thing I really prevaricate over. I have been known to have a new phone sit on the box for a few months before I can bear the agony of switching it over!!!11 -
@Starlight_at_Sea I feel your pain regarding new mobile phones! Despite mine being on its last legs I am putting off ordering a new one because of all the stress it causes me
xx
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@Toni'sfriend So glad to hear you had such a fabulous time with your cousin, I'm really pleased for you!9
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