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Bold leap into retirement

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Comments

  • pterri said:
    Well I’ve announced it in a team meeting so no turning back now! My last day in the office is 4th may but I can use my entire year leave entitlement and also get a few extra days ‘pre retirement leave’. With the bank holidays my last paid day is 27th may. 

    Feels surreal 
    Congratulations.  Waiting for the outcome of my VR feels surreal enough.  Not sure how I'll feel if it is confirmed - full on Dali probably!

    Had a conversation with the better half this eve about whether she would give notice this Monday coming or wait another month to coincide with my hoped for leaving date.  More extreme surrealism.

    Not looking forward to telling staff / colleagues tbh.  Any tips welcome.
  • pterri
    pterri Posts: 372 Forumite
    Third Anniversary 100 Posts Name Dropper
    pterri said:
    Well I’ve announced it in a team meeting so no turning back now! My last day in the office is 4th may but I can use my entire year leave entitlement and also get a few extra days ‘pre retirement leave’. With the bank holidays my last paid day is 27th may. 

    Feels surreal 
    Congratulations.  Waiting for the outcome of my VR feels surreal enough.  Not sure how I'll feel if it is confirmed - full on Dali probably!

    Had a conversation with the better half this eve about whether she would give notice this Monday coming or wait another month to coincide with my hoped for leaving date.  More extreme surrealism.

    Not looking forward to telling staff / colleagues tbh.  Any tips welcome.
    They were all really pleased for me, I was giving pension tips. (AVCs and open a SIPP to trickle money into when you are lucky enough to have  some kicking around)
  • Smudgeismydog
    Smudgeismydog Posts: 508 Ambassador
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    I can only echo pterri’s comment. My colleagues were initially a little taken aback, but they were so pleased for me, and I definitely sensed some of them were pondering their own position as a result.
    I’m a Forum Ambassador and I support the Forum Team on the Pension, Debt Free Wanabee, and Over 50 Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • Sarahspangles
    Sarahspangles Posts: 3,239 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    In my case people I work with have known for months, most are pleased but I can see it’s thought-provoking for some. With friends and family I’m being more vague. Some around my own age, including a sister, still have three or four years to go, and currently have caring responsibilities where retirement would make a big difference. I don’t feel guilty, I’m just trying to be sensitive.
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  • pterri
    pterri Posts: 372 Forumite
    Third Anniversary 100 Posts Name Dropper
    In my case people I work with have known for months, most are pleased but I can see it’s thought-provoking for some. With friends and family I’m being more vague. Some around my own age, including a sister, still have three or four years to go, and currently have caring responsibilities where retirement would make a big difference. I don’t feel guilty, I’m just trying to be sensitive.
    I’m being very British and find myself almost apologising for being fortunate. It’s completely my money, no inheritances etc. lucked out on when I bought property and fell into a DB scheme is the main factor. I’m sure the slight guilt will pass! 
  • nicknameless
    nicknameless Posts: 1,128 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    In my case people I work with have known for months, most are pleased but I can see it’s thought-provoking for some. With friends and family I’m being more vague. Some around my own age, including a sister, still have three or four years to go, and currently have caring responsibilities where retirement would make a big difference. I don’t feel guilty, I’m just trying to be sensitive.
    I know what you mean re those around you.  I find it difficult to be as sensitive as you seem to be as I see so many of them making the most awful financial decisions and mistakes (in my eyes admittedly).  Those I have told have mainly been positive.  Haven't told my mum (dad died last year) and will pretend I am still working when retired to her lol!  
  • Caeraugirl
    Caeraugirl Posts: 604 Forumite
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    Haven't told my mum (dad died last year) and will pretend I am still working when retired to her lol!  
    My brother cut down to two days a few years ago and my mum still thinks he works full time lol! Can see why though - he lives much closer to her than I do and already does a lot for her, but her expectations would increase significantly if she knew he had more free time  :D.
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  • MayDogsandCoffee
    MayDogsandCoffee Posts: 140 Forumite
    100 Posts First Anniversary Name Dropper
    edited 3 March 2025 at 1:43PM
    I am smiling at those 'not gonna tell Mum'.  I think I will try and do the same, I do a fair bit and she lives about a mile away, I could see my part time hours being eaten up - my annual leave tends to be.

  • katejo
    katejo Posts: 4,392 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    In my case people I work with have known for months, most are pleased but I can see it’s thought-provoking for some. With friends and family I’m being more vague. Some around my own age, including a sister, still have three or four years to go, and currently have caring responsibilities where retirement would make a big difference. I don’t feel guilty, I’m just trying to be sensitive.
    I know what you mean re those around you.  I find it difficult to be as sensitive as you seem to be as I see so many of them making the most awful financial decisions and mistakes (in my eyes admittedly).  Those I have told have mainly been positive.  Haven't told my mum (dad died last year) and will pretend I am still working when retired to her lol!  
    I haven't got my parents to tell now. I did mention retirement briefly when at my brother's for Christmas. No interest shown at all so I didn't tell them any details. 
  • pterri
    pterri Posts: 372 Forumite
    Third Anniversary 100 Posts Name Dropper
    One more week down, about five to go. Can. Not. Wait. Finding it surprisingly stressful even though I know I’m out of here soon. Beautiful day out side, I’d love to get on my bike and cycle somewhere….
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