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  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another one here applauding @VintageHistorian - great post, from a completely different perspective! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,600 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's the thing EH - the company wrote on something..... last billing info?? that our regular submitting of meter readings enabled them to bill us accurately 🙄  And like most other folk, we use more energy in the winter, and less in the summer, and our bill profile is pretty consistent....... 🙄 Big business - what a pain........

    Back from shopping.  I opted to do a smarty shop in MrS as there were a couple of things that were discounted sufficiently for me to 'bite'.  I did buy a bag of YS'd carrots.  There was a YS label over the bar code, but it scanned proper price to begin with (sufficient of the barcode on the bag registered), but it's easy enough to delete and have another go at scanning😁 No boxes, and nothing (apart from the carrots) YS'd that was on my list/particularly inspiring.  I spent £30.10 in MrS, which got me some extra points - I'm just shy of getting enough for a 'second' £2.50 voucher.  I also spent £2.78 in hB on food items, so will add £32.88 to my siggie figgie just now.  

    Interesting on the radio going to the shops, the 'Ten 2 the t0p' game was on and the contestant was telling 'Oooh-Gary' how he was chair of the youth footy leagues up in..... Barrow?  and there were something like 1800 young people in their league 👍 then he mentioned that his hobby was video gaming - Gary asked if he designed games as he was a software designer by profession.  He said that there was a group of gamers locally - I'm sure he said there were over 40 people, who hooked up to play together, and 'worldwide' with others - and this guy said that gaming had given him alot of pleasure and he'd met alot of new people through gaming - so it can be a positive thing.  Everything in moderation I guess - this guy had a job, a community commitment and there was time for gaming.  All about balance.  

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £94.78/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My DS has been a gamer for years. I worried in his teenage years that he gamed too much but he is a lovely adult. He teaches in a secondary school, runs after school clubs. He still games on line with people he has known since school and some from university. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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