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Payment a Day - Chapter 2024

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Comments

  • Keedie
    Keedie Posts: 2,984 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Fantastic start to the month everyone.

    My PADs for today are

    £50 to Help to Save
    £100 to the emergency fund

    £150 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • CoffeeSonata
    CoffeeSonata Posts: 124 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Back with some PADs to debt (not 100% planned!) but 

    £31.79  to debt. 

    £30 above min payment as at the very top of credit limit, a 'suprise' transaction hit just after minimum payment,  and I was worried that come statement day on Monday when the interest was added,  I would go over limit. I think it should be okay now, but honestly interest calculations on the cards are a mystery to me how to work out what it will be when there's been spending. 

    £1.79 to the next account becuase attempting to math and remmeber odd pennies was annoying me. So made it a nice round even number to deal with! 


    Monthly Challenges| March Grocery Challenge - £255/£330 | Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 |     Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary    : 
    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




  • AntoMac
    AntoMac Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    £417.73

    Total for 2nd March. Another great effort everyone
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £20 to debt for me today 
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,146 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Morning, £2.69 for me today! I am feeling this month may be lots of little PADs, seem to have money already disappearing haha. 
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,106 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    £10 for me today as I forgot to declare yesterday. Sorry, it was a busy one!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
  • AntoMac
    AntoMac Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    £32.69 

    A rather more modest total for 3rd March after the flying start
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £7.21 to debt today
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,146 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Morning, £2.88 today!
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,106 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Good morning!
    My PAD today is £44 to savings
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
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