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Payment a Day - Chapter 2024
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Afternoon all,
Start of the month and it's mortgage and car loan time, PAD today of £642.29
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)1 -
Just 50p today, to the SPC
But forgot to declare yesterday, which was a big one at £115 to various places, if it can be added to Feb totals please.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Hey the more potting the better @Keedie
Fantastic work counting up for January @LittleMissDetermined
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
I haven't tried it so much recently. I did last time it was this bad have accupuncture which helped a lot. Actually the acupuncturist (who was a traditional herbal and chinese medical doctor) was the only doctor to work out what else was actually wrong with me. 10 months before the NHS - who only worked it out because I nearly died. I hadn't told the chinese Doctor many of my other symptoms or issues. I considered looking into accupuncture again, but it's a bit daunting for many reasons. I looked up pressure point massasge, and realised that many of those points are where I rub when I have a migraine - I will read more and try myself or think about the accupuncturist here.Makingabobor2 said:Hope your migraines ease soon @CoffeeSanata. Have you tried pressure point massage, it does help in a lot of cases.
Checking in with a PAD today of £40 OP to the mortgage
I do have preventative medication now which is definitely starting to help so may be getting back on track with some things.
PAD wise, I've made a few payments- small and some round ups.
Mostly to month ahead pots, and car insurance renewal pot. Just the regular monthly min. payments for all debts.
I am going to start regular declaring again this month, though the plan is mostly to keep getting a full month ahead with everything essential, then put extra to debt pay off.
PAD today = £163 to debt.
That's two minimum payments to credit cards.
Happy March and St David's Day everyone!
Monthly Challenges| March Grocery Challenge - £255/£330 | Make £10 a Day - £112/£310
2024 Challenges Pay-Off Debt for Christmas - £874/£6000
Savings Goals Emergency Fund - £75/£2000 | Month Ahead Bills | Month Ahead Minimum Debt Repayments
Month Ahead Grocery - £0/£30 [Month Ahead True Expenses £0/?]
My Debt Free Diary:
https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens2 -
Morning, adding yesterday and today as I was too brain tired to work it out yesterday! PAD of: £230.941
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Snow here. Never expected that.Thought snow was just a northern thing these days
PAD of £5 today27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
@KeedieMakingabobor2 said:Just 50p today, to the SPC
But forgot to declare yesterday, which was a big one at £115 to various places, if it can be added to Feb totals please.
Are you able to update the February final total with this extra £115 please?I won’t include it when I add up yesterday.
Thanks27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50 -
£2355.28
What a stonking total for 1st March. Great PADding everyone
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 54 -
@AntoMac ohh snow, that is exciting!! What a great first day PAD!1
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Yes I've updated it.AntoMac said:
@KeedieMakingabobor2 said:Just 50p today, to the SPC
But forgot to declare yesterday, which was a big one at £115 to various places, if it can be added to Feb totals please.
Are you able to update the February final total with this extra £115 please?I won’t include it when I add up yesterday.
ThanksThe new total for February 2024 is £9,334.10
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/502
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