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Payment a Day - Chapter 2024

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  • £3 PAD today including a couple of quid payment from Storewards.
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Morning! £150 to savings today.
    My Debt Free journey - started 1 May 2023. Goal date October 2026 May 2026 April 2026

    CC1 £180 £0.00
    CC2 £1948.18 £0.00
    O/D £1400 £0.00
    Loan 1 £6231.57. £0.00
    Loan 2 £6993.30  £3900.68
    Car Loan £11257.28  £9,025
    Total Debt: £28006.30  £12,790

    EF £1939.73
  • A massive £1417  PADded yesterday between us. 
    Welcome @Spinayarn, what a massive PAD to start off. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Spinayarn
    Spinayarn Posts: 230 Forumite
    100 Posts First Anniversary Name Dropper
    A massive £1417  PADded yesterday between us. 
    Welcome @Spinayarn, what a massive PAD to start off. 
    Well, it’s a bit of a cheat really, as it’s just moving money from my individual account into the joint account, but it is all my contribution to the running of the house in one go. 
    My Debt Free journey - started 1 May 2023. Goal date October 2026 May 2026 April 2026

    CC1 £180 £0.00
    CC2 £1948.18 £0.00
    O/D £1400 £0.00
    Loan 1 £6231.57. £0.00
    Loan 2 £6993.30  £3900.68
    Car Loan £11257.28  £9,025
    Total Debt: £28006.30  £12,790

    EF £1939.73
  • My Pad today is £26 shared between mortgage OP, Christmas pot & Holiday pot
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • £3.36 payment today :)
    Total debt remaining £15,664.21
  • Spinayarn
    Spinayarn Posts: 230 Forumite
    100 Posts First Anniversary Name Dropper
    £30 today to Car Tax pot
    My Debt Free journey - started 1 May 2023. Goal date October 2026 May 2026 April 2026

    CC1 £180 £0.00
    CC2 £1948.18 £0.00
    O/D £1400 £0.00
    Loan 1 £6231.57. £0.00
    Loan 2 £6993.30  £3900.68
    Car Loan £11257.28  £9,025
    Total Debt: £28006.30  £12,790

    EF £1939.73
  • AntoMac
    AntoMac Posts: 2,688 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £5 to debt please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Good morning
    £26 to savings today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Morning, PAD today includes loan payment: £164.95
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