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Payment a Day - Chapter 2024

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  • So back with my own PAD for today, £73.01,  shared between different places. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    £29 for me today to my Sainsbury's CC
    PAYDBC24 #8 ~ £10188.21
  • Evening, £2.33 for me today
  • Starting small but made an overpayment of £3.58 today (Thursday 25th Jan) to my CC with the highest interest rate. 
  • Spinayarn
    Spinayarn Posts: 230 Forumite
    100 Posts First Anniversary Name Dropper
    Morning all. £25 into the car service pot today.
    My Debt Free journey - started 1 May 2023. Goal date October 2026 May 2026 April 2026

    CC1 £180 £0.00
    CC2 £1948.18 £0.00
    O/D £1400 £0.00
    Loan 1 £6231.57. £0.00
    Loan 2 £6993.30  £3900.68
    Car Loan £11257.28  £9,025
    Total Debt: £28006.30  £12,790

    EF £1939.73
  • AntoMac
    AntoMac Posts: 2,688 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £6 to debt today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Morning, £3.52 today please
  • Morning PADders.
    £79.42 to savings for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571


  • A massive PAD of £487.50 between us yesterday. This is looking like a good month. Keep on PADding everybody. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • I actually PADded another £50 yesterday and forgot to declare it so can o add it to today please so it still gets included for January?
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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