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Payment a Day - Chapter 2024

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Comments

  • So back with my own PAD for today, £73.01,  shared between different places. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  48/2026
    Books read    23 in 2025.  2026- 2 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    £29 for me today to my Sainsbury's CC
    PAYDBC24 #8 ~ £10188.21
  • Evening, £2.33 for me today
  • Starting small but made an overpayment of £3.58 today (Thursday 25th Jan) to my CC with the highest interest rate. 
  • Spinayarn
    Spinayarn Posts: 237 Forumite
    100 Posts Second Anniversary Name Dropper
    Morning all. £25 into the car service pot today.
    My Debt Free journey - started 1 May 2023. Goal date October 2026 ACHIEVED SEPTEMBER 2025
    Total Debt paid off: £28006.30 

    Savings £662
  • AntoMac
    AntoMac Posts: 3,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £6 to debt today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Morning, £3.52 today please
  • Morning PADders.
    £79.42 to savings for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000


  • A massive PAD of £487.50 between us yesterday. This is looking like a good month. Keep on PADding everybody. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  48/2026
    Books read    23 in 2025.  2026- 2 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • I actually PADded another £50 yesterday and forgot to declare it so can o add it to today please so it still gets included for January?
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
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